Kotak Mahindra Bank

Credit Manager-ARD WHOLESALE-Credit

Kotak Mahindra Bank  •  Mumbai, IN (Onsite)  •  5 hours ago
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Job Description

  • The key responsibilities of the role will be as follows:
  • Assessment of credit worthiness of potential customers. Structuring & customizing the products to suit the customer’s requirements keeping in mind the risk profile, cash flows and security. Preparing detailed credit appraisal memo to Approving authorities and ability to handle proposals individually and defend in the
  • Work closely with the Business Team.
  • Responsible for the end-to-end monitoring of the portfolio
  • Gradually move into the role of team handling for credit managers.
  • Ensuring regulatory compliance of the proposal with internal and external guidelines/requirements.
  • Coordinating with CMT for portfolio monitoring, EWS, Compliance and other reporting.

Candidate Profile

  • Preferably 10 years of experience in Banks / NBFCs in a Credit role
  • Good analytical & managerial skills.
  • Good Communication and proposal writing Skills.

Key Skills

  1. Credit underwriting
  2. Credit appraisals
  3. Risk profiles
Kotak Mahindra Bank

About Kotak Mahindra Bank

About Kotak Mahindra Group:

Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.

The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.

The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Mumbai, IN
Year Founded
1985
Website
kotak.com
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