Global Payments Inc.

Credit Manager

Global Payments Inc.  •  Kuala Lumpur, MY (Onsite)  •  7 hours ago
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Job Description

Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow.

Ready to take your career global?
Make your mark at one of the biggest names in payments. We’re looking for a Credit Manager to join our ever-evolving Risk / Credit team and help shape the future of global commerce.

What you’ll own

  • Evaluate credit applications and merchant portfolios by analyzing financial data, credit reports, and risk indicators to make informed approval, decline, or conditional decisions.

  • Structure and negotiate deal terms (e.g., reserves, collateral, guarantees) to mitigate risk exposure while supporting business growth.

  • Conduct portfolio reviews, due diligence, and risk assessments to ensure adherence to credit policies, regulatory requirements, and quality standards.

  • Prepare detailed credit analyses and executive credit memos, presenting recommendations and insights to senior management.

  • Partner with sales, legal, compliance, and external stakeholders to align on credit strategy, resolve issues, and support business initiatives.

What you’ll bring

  • Bachelor’s degree in Finance, Accounting, Statistics, or Business with strong analytical foundation.

  • Minimum 6+ years of experience in finance, accounting, or credit risk, including 4+ years as a Credit Analyst

  • Strong expertise in credit risk assessment, financial statement analysis, and portfolio management

  • Proven ability to evaluate complex deals and make sound risk-based decisions in a fast-paced environment.

  • Excellent communication skills with the ability to clearly articulate and defend credit decisions to internal and external stakeholders.

It’s a bonus if you have

  • Experience in payments, merchant acquiring, or fintech industry

  • Familiarity with KYC processes, regulatory frameworks, and card scheme rules

  • Exposure to risk tools, legal filings systems, and third-party credit assessment platforms

  • Experience mentoring junior analysts or leading small teams/projects.

  • Think like a client: We care deeply about our clients’ success. We ask, listen and learn—curious to understand first. Our passion drives excellence in everything we set out to do.

  • Act like an owner: We take accountability—working at pace to own our outcomes. We empower each other to make decisions and innovate to deliver impact.

  • Win as one team: We value personal connections and diverse perspectives—moving forward together with clarity and determination to succeed.

About the team

Our inclusive and global teams win together every day. We’re proud to have the best minds in the industry—people you can learn from as you grow your career. The energy, the connections, the opportunities—it’s unmatched. Come be part of an ever-evolving company where you can go beyond borders.

What makes a Globalplayer?

Globalplayers think like a client, act like an owner and win as one team. We’re curious and innovative—always finding better ways to deliver impact. We empower each other to make decisions, and it’s our passion that drives excellence in everything we set out to do.

Does this sound like you? Then you sound like a Globalplayer. Apply now to take your career global.

Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including pregnancy), national origin, ancestry, age, marital status, sexual orientation, gender identity or expression, disability, veteran status, genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website, please contact jobs@globalpayments.com

Global Payments Inc.

About Global Payments Inc.

At Global Payments (NYSE : GPN), we empower simple, fast, secure payments for everyone. And to do that, we’ve built a complete, worldwide commerce ecosystem that delivers software and services at scale to millions of companies around the world—from ambitious startups to global enterprises.

Our team of 27,000 experts is dedicated to your success. Headquartered in Atlanta, Georgia, we're a Fortune 500® company and a member of the S&P 500 with worldwide reach spanning North America, Europe, Asia Pacific and Latin America. Wherever you are—or wherever you want to be—we’re there, ready to support you.

For more information, visit company.globalpayments.com and follow Global Payments on X , LinkedIn and Facebook.

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Atlanta, Georgia
Year Founded
Unknown
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