Job Description

HIRING POSITION CREDIT MANAGER

WORKING CONDITION: HYBRID WORKING (3 DAYS AT OFFICE AND 2 DAYS FROM ANYWHERE)

LOCATION: BANGKOK

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Our client is the largest unified SME digital finance platform in Southeast Asia Licensed in Thailand, Singapore, and Indonesia, registered in Malaysia, and operating in Vietnam, the company provides US$1 billion annually in business financing to small and medium-sized enterprises (SMEs).

Our client is backed by SoftBank Vision Fund 2, SoftBank Ventures Asia, Sequoia Capital India, 500 Tuktuk, Alpha JWC Ventures, SMBC Bank, BRI Ventures, VNG Corporation, Rapyd Ventures, Endeavor, EDBI, SGInnovative, Qualgro, and Golden Gate Ventures, among others.

The company has been recognized with accolades such as Brands for Good (2019, 2023), Global SME Excellence Award, Global SME Finance Awards by IFC (2021-2023), Global Startup Awards (2020), MAS FinTech Award (2016, 2021), and more

Responsibilities :

• Manage and maintain critical data to support the integrity, performance, and evolving needs of SME credit portfolios, ensuring alignment with risk frameworks and methodologies. Provide a forward-looking perspective to proactively safeguard and optimize portfolio management.
• Analyze macro-economic, industry and market data impact on assigned product portfolio.
• Evaluate credit applications using FSs proprietary platform, which enhances traditional financial data with valuable third-party insights for more comprehensive and accurate assessments.
• Balance Credit Risk and Business Risk to make educated and well-informed decisions
• Design, recommend, and implement advanced credit rating models and management processes for SME borrowers, establishing a strong and resilient rating and pricing framework to ensure accuracy and stability.
• Take special projects from time to time to help in achieving the companys strategic goals.
• Demonstrate leadership through modelling it out in actions and thoughts
• Take the lead in shaping expectations for continuous credit policy management, ensuring regular and thorough reviews of policies and related documents for effectiveness and compliance
• Coach and counsel the credit team with a focus on improving credit policy, procedure and other related knowledge and skills

Qualifications

• Proven experience as Credit Analyst / underwriting more than 3 years, with overall experience of at least 6 years
• SME lending underwriting experience of atleast 2 years preferred
• Ability to lead others in the team to complete tasks assigned
• Ability to work with across functions within the company to execute plans/projects
• Consistency, maturity and having sound judgement/decision making across work matters
• Able to use professional concepts and company objectives to resolve complex issues in creative and effective ways.
• Able to work on complex issues where analysis of situations or data requires an in-depth evaluation of variable factors.
• Able to exercise judgment in selecting methods, techniques and evaluation criteria for obtaining results.
• Significant contributor to team and overall growth of the company