Credit Coordinator - KMPL Support Services-Credit
Job Role -
§ To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
§ Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
§ Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
§ Monitoring delinquency parameters through constant interactions with the collections team, analysing trends and suggesting learnings out of the same.
JOB REQUIREMENTS
Skills/Knowledge prerequisites
§ Knowledge of the location / area is an essential criteria.
§ Well versed in the local language apart from Hindi and English.
§ Good knowledge of interpreting financial trends.
Educational Qualifications
§ Qualifications: CA or MBA with specialization in Finance.
About Kotak Mahindra Group:
Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.
The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.
The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html
