St. Joseph's Health

Credit Balance Specialist

St. Joseph's Health  •  Paterson, NJ (Onsite)  •  2 days ago
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Job Description

Responsible for assisting patients enroll in health insurance coverage and ensure they maintain accurate and timely eligibility. Support patients applying for health coverage through Healthcare.gov
or state-based exchanges or through NJ Medicaid. Guide patients through choosing appropriate plans, completing required documentation, and navigating plan rules and deadlines. This role
involves working closely with state health agencies, healthcare providers, and patients to ensure eligibility is accurately determined and documented.

  • 3 to 5 years of experience in Patient Finance
  • High school diploma or equivalent required
  • Associate’s degree in healthcare administration, public health, or related field preferred
  • Working knowledge of health insurance terminology and plan structures (e.g., PPO, HMO, etc.)
  • Proficiency in data entry systems and healthcare websites
  • Working knowledge can be of the following: insurance claims, billing, coding, follow-up, finance, accounting or customer service-related responsibilities.
  • Ability to interpret responses on Explanation of Benefits and insurance contracts
  • Strong understanding of patient co-pays, co-insurance, and deductibles
  • Empathetic, patient-first communication style
  • Strong attention to detail and accuracy in data handling
  • Analytical thinking and problem-solving for eligibility questions
  • Ability to initiate and follow through on projects and work independently with minimal supervision
  • Possesses and demonstrates excellent communication, organizational, technical, and interpersonal skills
  • Previous work in a hospital, managed care organization, or insurance company

REQUIRED CERTIFICATIONS

  • Certified Application Counselor (CAC) for ACA Marketplace Enrollment
St. Joseph's Health

About St. Joseph's Health

St. Joseph’s Health, sponsored by the Sisters of Charity of Saint Elizabeth, is a world-class hospital and healthcare network supported by leading and renowned physicians, nurses and care teams.

With approximately 5,000 employees, St. Joseph’s Health is the largest employer in Passaic County, the largest provider of charity care in New Jersey, and the healthcare provider of choice in our region.

St. Joseph’s is proud to be recognized as one of the Best Regional Hospitals in the New York Metropolitan Region and New Jersey (U.S. News & World Report) and one of the country’s top tier “150 Great Places to Work in Healthcare” (Becker’s Health.) The Nursing team at St. Joseph’s University Medical Center has been honored for national nursing practice excellence as the recipient of the American Nurses Credentialing Center’s highest honor, Magnet® Recognition (since 1999) and as one of 11 hospitals nationwide to receive the Emergency Nurses Association’s 2016 Lantern Award™.

St. Joseph’s Health. Powerful Medicine. Compassionate Care.

Industry
Healthcare & Social Services
Company Size
1,001-5,000 employees
Headquarters
Paterson, NJ
Year Founded
1867
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