Job Description

CREDIT ANALYST SUPERVISOR

Job Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity’s commercial loan portfolio which has a broad range of commercial clients including commercial and industrial (C&I), investment commercial real estate, residential construction and small business. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. They understand the nuances of commercial credit underwriting and how to apply core principals to different types of credit. With a high attention to detail, they help identify strengths and weaknesses of a loan as well as mitigants to help reduce risk. Credit Analyst Supervisor has a passion for team building and training new analysts. They have a genuine interest in helping analysts advance in their careers and become better bankers. Most importantly, they have a growth mindset and believe in the golden rule; the best leadership is leadership by example. Do you have a passion for numbers and people? Let’s talk.

The candidate for this position will be responsible for:

• Supervising and coaching Credit Analysts to ensure quality of work
• Coordinating workflow to ensure excellent customer service is maintained
• Staying ahead of underwriting guidelines, enhanced underwriting practices, and assisting in updated underwriting policies and procedures
• Analyzing financial documentation to accurately evaluate cash flow and financial ratios
• Preparing accurate and concise loan approval reports in a timely manner
• Performing collateral audits and loan reviews
• Presenting to the Corporate Loan Committee as needed
• Regularly collaborating with lending officers and, as necessary, with customers
• Complying with regulations, policies, and standards of Fidelity Bank

Requirements for the position include:

• A Bachelor’s degree in a business-related field
• Analytical ability with excellent attention to detail
• Strong understanding of credit analysis, financial statements, and tax returns
• Administrative, conceptual and supervisory skills
• Strong verbal and written communication skills
• High level of competence regarding Microsoft Word and Excel
• Strong time management and multitasking skills
• The ability to work late and/or flexible hours

Preferred qualifications for this position include:

• Five years of commercial credit experience
• Supervisory experience
• Graduate School of Banking diploma
• Formal leadership training

EEO/Veterans/Disabled