Job Description

Job DetailsLevel: Experienced

Job Location: Corporate - Newton, NC 28658

Position Type: Full Time

Job Shift: DayDevelops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management. Assists in the preparation and maintenance of commercial credit files for external loan review.

QualificationsRequired Education/Knowledge

• Bachelor’s Degree from an accredited four-year university
• Knowledge of bank credit policy and procedures
• Superior knowledge of commercial loan documentation requirements, regulations and Bank policy
• Understanding of credit underwriting issues associated with a wide variety of business

Preferred Education/Knowledge

• Knowledge of other areas of bank operations

Required Experience

• 0 to 2 years’ experience in a lending environment of a financial institution
• Previous loan documentation and underwriting experience

Preferred Experience

• Previous loan documentation and underwriting experience

Required Skills

• Proficiency with PC including Word and Excel
• Calculator skills
• Well-developed communication skills
• Ability to deal with customers, co-workers and attorneys
• Ability to spread and analyze financial statements and tax returns (beneficial)