Job Description

Thinktank is one of Australia’s largest and fastest growing residential and commercial property non-bank lenders with a multi-office presence across Australia.

With a reputation for providing highly diligent and first class service, Thinktank focuses on building trust and providing specialised commercial property and residential finance through our broker network.

As a Credit Analyst (CA) you are responsible for the receipt, review, processing, analysis and submission of commercial and residential property loan applications.

The CA helps to maintain Thinktank’s credit standards and service quality by ensuring all applications submitted to Credit are soundly and efficiently verified within service level agreements (SLA) and drive customer focused outcomes and also supports relationships with Brokers and Relationship Managers (RMs).

Accountabilities

• Conduct full assessment of completed loan application (complete affordability assessment; confirm within credit policy; conduct credit checks; security assessment; research borrower background and business purpose)

• You will be the go to contact for all brokers for deals through commercial channel

• Build positive relationships with brokers and borrowers by attending to phone and email queries in a timely manner.

• Conduct an initial credit assessment and approval within a Delegated Lending Authority (DLA)

• Assist with the settlement process

About you

• Proven credit experience in commercial/business and or complex mortgage lending specifically dealing with self employed applications

• Ability to extract relevant information from a loan application to write up a credit submission/recommend for approval

• An understanding of financials/Tax returns and balance sheets in commercial lending would be desirable

• Ability to extract relevant information from a loan application to write up a credit submission/recommend for approval

• Exceptional communication skills and a proven ability to build relationships

• Desire to provide high level of support whilst being keen to learn and develop your skills

• Confidence in dealing with professional and industry groups

• A proactive approach and strong team ethic

Why Thinktank?

We are a little bit different at Thinktank. No bureaucratic processes, politics or egos. Fairness and transparency are our most important values, it’s how we do business and how we look after our team. You will be valued and trusted. You will work with welcoming and knowledgeable colleagues who will help you succeed.

We work a hybrid model of working from home and the office which encourages and supports great work life balance. We offer meaningful employee benefits such as Flex leave in addition to annual leave and more..

If you are interested in having a confidential conversation, please apply now for an immediate review of your resume or contact Heena Geronimo, People & Culture Senior Manager on hgeronimo@thinktank.net.au