As a Credit analyst, you will assess creditworthiness of prospective and existing borrowers, support decision-making of Head of Credit and Credit Committee, handle standard and complex credit transactions, including acquisition financing, cross-border structures and restructuring financing. Finally, you will contribute to ongoing credit initiatives within the Bank.
Key Responsibilities:
• Prepare credit notes with focus on financial and operational analysis of borrowers and proposed credit facilities
• Conduct annual credit reviews and internal rating assessments of existing borrowers within defined timelines
• Collect and analyze financial and market information on borrowers, including financial reports, projections, market data and external research
• Participate in bank meetings, roadshows and client meetings
• Develop credit analysis and proposals
• Recommend appropriate credit exposure levels in line with internal guidelines
• Define credit structure, including covenants and guarantees
• Support Relationship Managers in credit proposals, periodic reviews, waiver requests
• Perform additional credit-related activities as assigned by Head of Credit
If you want to turn your passion into a career and you have the following characteristics, we are waiting for you:
Intesa Sanpaolo Brasil S.A. - Banco Múltiplo is a Corporate Bank within the IMI Corporate & Investment Banking Division of the Intesa Sanpaolo Group. It is the only Italian bank with an operational presence in Brazil, providing advanced corporate and investment banking solutions dedicated to the specific needs of companies, financial institutions and public organizations.
Join an international and innovative Group. Don't wait for the future, choose it!
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We guarantee an inclusive and equal environment. We will consider all applicants regardless of race, religion, sexual orientation, gender identity, marital status, national origin, age, disability, or any other protected category in compliance to D.lgs. 198/2006, 215/03 and 216/03.
For the evaluation of the application, the data will be processed by Intesa Sanpaolo Brasil S.A. - Banco Múltiplo as Data Controller. We invite you to review the dedicatedPrivacy Information Noticefor more details.
Intesa Sanpaolo è il maggior gruppo bancario in Italia con una significativa presenza internazionale. Il suo business model distintivo la rende leader a livello europeo nel Wealth Management, Protection & Advisory e ne caratterizza l’orientamento al digitale. I’impegno in ambito ESG prevede, entro il 2025, €115 miliardi di finanziamenti impact e contributi per 500 milioni a supporto delle persone in difficoltà. Gallerie d’Italia, è la sede espositiva del patrimonio artistico della banca e di progetti artistici di riconosciuto valore.
https://group.intesasanpaolo.com/it/
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Intesa Sanpaolo is the largest banking group in Italy with a significant international presence. Its distinctive business model makes it a European leader in wealth management, protection and advisory and ensures its strong focus on digital. Its commitment to ESG foresees, by 2025, €115 billion of impact financing and contributions of €500 million to support people in need. Gallerie d'Italia, is the exhibition venue for the bank's artistic heritage and artistic projects of recognised value.
https://group.intesasanpaolo.com/en/
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