FirstRand Corporate Centre

Credit Analyst

FirstRand Corporate Centre  •  Lusaka, ZM (Onsite)  •  4 hours ago
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Job Description

To perform comprehensive analysis of credit data and financial statements to evaluate risk associated with credit extensions and lending decisions. This role partners with management to provide actionable insights that inform strategic decision-making and support corporate financial planning.

  • Must have ZAQA verified educational documents
  • Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio
  • Manage costs / expenses within approved budget to achieve cost efficiencies
  • Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions
  • Assist internal sales partners with credit decisions and application of the credit policy.
  • Build and maintain relationships with internal business partners
  • Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders
  • Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis
  • Assist internal sales partners with credit decisions and application of the credit policy and build and maintain relationships with internal business partners
  • Ensure average approval turnaround time against target to ensure retention of clients.
  • Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications
  • Comply with governance in terms of legislative and audit requirements
  • Responsible for the returns of daily stats
  • Manage personal development to increase own skills and competencies

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

16/07/26

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

FirstRand Corporate Centre

About FirstRand Corporate Centre

The FirstRand Corporate Centre houses many of the critical functions required by a large and complex financial services group. The Corporate Centre’s stakeholders are external, such as regulators, shareholders, global developmental institutions and government; and also internal, mainly the market-leading businesses that service the group’s customers. These critical functions cover risk, compliance, governance, internal audit, treasury, finance and tax amongst many others. They require deep specialist and technical skills and ultimately represent the custodianship of the FirstRand group’s licence to operate.

Employees of the Corporate Centre develop a very unique perspective of the group because nowhere else can you own or be part of a mandate that operates across the portfolio. This allows for both big picture thinking and operational learning. It is also a great place to drive collaboration and a place to have a significant impact.

The Corporate Centre has adopted a blended approach to working, with a focus on balancing remote working and connections with colleagues in the workplace. Face-to-face interactions remain important to its way of working as these connections protect the business’s social capital, which is key to ensuring that FirstRand’s unique culture stays alive and continues to thrive.

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
Sandton, ZA
Year Founded
Unknown
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