FirstRand Corporate Centre

Credit Analyst

FirstRand Corporate Centre  •  Johannesburg, ZA (Onsite)  •  13 hours ago
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Job Description

To lead the analysis and review of credit risk undertaken by the credit analytics team against credit frameworks and strategies.

To provide expertise and guidance on complex credit analyses, leading to actionable insights in and for the function.

  • Guide a team of credit professionals from a point of technical expertise and insight in the analysis of all credit transactions across portfolios.
  • Provide insight and recommendations into the development of credit policy.
  • Provide expert guidance on credit-related matters to internal stakeholders as an outcome of detailed and complex analyses.
  • Oversee the execution of stress-testing and scenario analyses undertaken by team members across the various portfolios.
  • Conceptualise, design, and implement training for less seasoned and more junior team members to foster continuous technical skill development.
  • Undertake detailed analyses of competitor organisations to inform credit strategies.
  • Provide insights into the organisation's credit risk management framework.
  • Develop and implement practices which build service delivery excellence and implement efficiency models.
  • Contribute to sustaining a competitive edge through external networking, benchmarking and representation on related forums.
  • Stay abreast of relevant industry risk management best practices and legislative amendments and suggests ways to leverage these to ensure continuous improvement.
  • Develop and implement practices which build service delivery excellence and implement efficiency models.
  • Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in.
  • Brainstorm, identify, implement and drive innovative best practice ideas within the organisation to ensure increased efficiencies.
  • Use the insights gained through integrated business reports to measure success and realign tactical strategy implementation objectives appropriately.
  • Ensure the development and implementation of practices in alignment with operational policy and procedural frameworks.

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

20/06/26

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

FirstRand Corporate Centre

About FirstRand Corporate Centre

The FirstRand Corporate Centre houses many of the critical functions required by a large and complex financial services group. The Corporate Centre’s stakeholders are external, such as regulators, shareholders, global developmental institutions and government; and also internal, mainly the market-leading businesses that service the group’s customers. These critical functions cover risk, compliance, governance, internal audit, treasury, finance and tax amongst many others. They require deep specialist and technical skills and ultimately represent the custodianship of the FirstRand group’s licence to operate.

Employees of the Corporate Centre develop a very unique perspective of the group because nowhere else can you own or be part of a mandate that operates across the portfolio. This allows for both big picture thinking and operational learning. It is also a great place to drive collaboration and a place to have a significant impact.

The Corporate Centre has adopted a blended approach to working, with a focus on balancing remote working and connections with colleagues in the workplace. Face-to-face interactions remain important to its way of working as these connections protect the business’s social capital, which is key to ensuring that FirstRand’s unique culture stays alive and continues to thrive.

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
Sandton, ZA
Year Founded
Unknown
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