Job Description

A Credit Analyst is responsible for evaluating the creditworthiness of customers by analyzing financial and non‑financial information, recommending appropriate credit limits and terms, and managing credit risk while supporting business growth. The role involves monitoring global accounts receivable, reviewing credit exposure, ensuring compliance with internal policies and regulatory requirements, and collaborating with cross‑functional teams to resolve credit issues and optimize cash flow.

Key responsibilities and duties:

1. Assess creditworthiness of existing or new customers based on financial statements and/or non-financial information and recommend appropriate credit terms to Sales team to ensure credit requirements are met while meeting business opportunities
2. Prepare credit review materials to submit for approval via internal system and update approved credit terms accordingly in timely manner
3. Determine if credit hold can be released after review of customer’s account receivables and repayment schedule
4. Escalate to relevant stakeholders to resolve credit issues effectively when credit hold is applied to orders or quotations
5. Monitor account receivables and provide monthly credit exposure report to management
6. Adhere to credit policy and guidelines to comply with SOX audit requirements
7. Participate in ad-hoc projects/assignments to improve and develop better approaches to business processes & policies

Qualifications

1. Bachelor’s degree in Accounting, Finance, or a related discipline
2. Minimum 3 years of relevant experience in Corporate Credit Administration
3. Strong financial analysis skills with a high level of accuracy, attention to detail, and thoroughness
4. Excellent communication skills, both verbal and written; proficiency in Mandarin is an advantage to support a shared services environment
5. Demonstrated maturity, professionalism, and integrity, with the ability to deliver high‑quality work within stipulated timelines
6. Strong team player with the ability to collaborate effectively within the team and with global cross‑functional stakeholders
7. Self‑disciplined, adaptable, and flexible, with a global mindset to support business partners across regions