Join Triumph!
At Triumph, our vision is a world where freight transactions are accurate and seamless on the most modern and secure freight transaction network. That’s why we’re looking for passionate, innovative, solutions-oriented people to join our team. We thrive on providing exceptional customer service and we look for team members with an entrepreneurial spirit and a passion to build successful partnerships with our clients. Because at the end of the day our goal is to help our partners businesses run better.
The Credit Department of TBK Bank, SSB seeks a Commercial Credit Analyst I whose responsibilities include: (i) underwriting credit approval requests for both prospective and existing clients; (ii) working with lending units to ensure ability to accurately evaluate and act on credit applications in a timely manner; (iii) performing ongoing monitoring on existing credits to assist TBK Bank in assessing the quality of the loan portfolio.
ESSENTIAL DUTIES & RESPONSIBILITIES
Utilize bank resources available training to develop a competency in core credit fundamentals.
Obtain and analyze financial, credit and collateral data to evaluate the creditworthiness of prospective and existing customers, particularly C&I and CRE opportunities.
Review incoming financial statements on existing customers, updating financial spreads and communicating any concerns with the team lead or credit leadership.
Analyze financial information received from borrowers and other sources, such as reporting services, credit bureaus, industry data and current credit files to assess credit risk of lending relationships.
Work collaboratively with loan officers on loan requests in order to facilitate the approval or declination of credit applications.
Ensure open communication and collaborative efforts exist between the lending teams and the credit staff by clearly communicating progress and/or needs in a timely and precise manner.
Support loan and credit facility production staff in preparation of written credit proposals and presentation to various credit committees or approvers.
Ensure that all transactions either conform to the loan policy or ensure that all policy exceptions are disclosed in the credit proposal.
Ensure existing credit relationships adhere to loan covenants and conditions and that required information is obtained in a timely manner.
Perform other duties as assigned.
EXPERIENCE & EDUCATION
Bachelor’s degree is required, with a major in Accounting, Finance or Economics preferred.
1-2 years of experience in commercial credit underwriting or related field, preferred.
Strong financial statement analysis and writing skills.
We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.
Go on. Do it. Apply Today!
Triumph is a financial and technology company serving the transportation industry with pioneering payments, factoring, intelligence and banking solutions, powered by The Triumph Network.
Transportation is one of the largest and most fragmented industries in the U.S, plagued by inefficiency, fraud and theft. At Triumph, we are modernizing and simplifying freight transactions.
Our customers experience unrivaled precision, transparent and secure transactions, and improved working capital — so they can transact confidently.
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Factoring, Payments and Intelligence products and services are offered by TBK Bank, SSB, Member FDIC, d/b/a Triumph. Banking services offered by TBK Bank, SSB, Member FDIC, d/b/a Triumph Bank. Insurance offered through Triumph Insurance Group, Inc., d/b/a in California as Triumph Risk and Insurance Solutions. Texas License #1941647. Insurance products and services not a deposit, not FDIC insured, not guaranteed by the Bank, not insured by any Federal Government Agency and may go down in value. Fuel card is offered by TransConnect Services (tcs) | https://www.tcsfuel.com/. Subject to approval. Terms and conditions subject to change.
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