Job Description

To gather, analyse and draw insights from client financial information pertaining to credit risk.

To undertake key research of client business, industries, and legislation to derive insights from credit analyses

Hello Future Credit Analyst

RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.

United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that set us apart.

Are you someone who can:

• Complete comprehensive client financial analyses, including cash flow modelling, sensitivity analysis and supporting investigations.
• Build and maintain strong stakeholder relationships to obtain timely, relevant information and deepen industry understanding.
• Assess proposed and existing deal structures and recommend practical solutions to identified structuring or risk challenges.
• Perform scenario analysis and stress-testing to quantify potential and emerging risks and propose mitigants.
• Prepare and present clear credit submissions and recommendations to line management and/or the credit committee.
• Ensure adherence to statutory, legislative, policy and governance requirements and monitor relevant industry/legislative developments impacting the portfolio.

You will be an ideal candidate if you:

• Have a Postgraduate Degree in Commerce
• Are a registered CA and/or CFA
• Have have 3–5 years’ credit experience in a Commercial or Corporate Banking environment, with strong financial modelling and financial statement analysis skills
• Can identify, quantify and communicate key risks and mitigants; and can negotiate and collaborate effectively with internal and external stakeholders while contributing positively in a team

You will have access to:

• Opportunities to network and collaborate with solutionists specialist teams.
• A challenging and evolving working environment.
• Opportunities to innovate and grow within the Banking ecosystem.

We can be a match if you are:

• Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside
• Curious – Believe in insight, creativity, and its power to unlock value
• Deeply Invested – Take initiative and be a leader in your own right
• Valuing differences – Be inclusive, gracious, decent, and humble
• Building Trust not Territory – Crete a culture of sharing
• Courageous – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same

Are you interested to take the step? We look forward to engaging with you further.

#POST

#RMB

#LI-SE2

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

17/04/26

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.