Job Description

Job Location: Fargo South - Fargo, ND 58103
Salary Range: $64,480.00 - $90,000.00 SalaryStart a challenging and rewarding career with American Federal, a financially strong, employee-owned community bank offering top-tier benefits, paid time off, an exciting work environment, and more!
American Federal is seeking candidates for a Credit Analyst for our Fargo South office.

POSITION SUMMARY
The Credit Analyst position is primarily responsible for performing a wide range of roles related to support and servicing of agricultural and business banking relationships.  The position will assist the Ag/Business Banker in the ongoing management and administration of the credit portfolio, including analyzing ag and commercial credits and providing service and support to the credit function under the guidance of an Ag/Business Banker.

ESSENTIAL DUTIES
- Assists Ag/Business Bankers in managing relationships with customers.
- Assists in the underwriting of Ag/Business loans and administering them according to established bank policies and procedures.
- Assists in analyzing financial information for new and existing banking relationships including the preparation of credit modules and annual reviews.
-  Assists in establishing valuations and monitoring ag/commercial collateral, including preparation of internal evaluations and site inspections for commercial real estate.
- Assists in the preparation of loan presentations on Ag/Business loans for submission for loan approval under the guidance of an Ag/Business Banker.
- Identifies sales opportunities and referrals to Sales Bankers and Registered Representatives.
- Other responsibilities may include client question and problem solving, sales referrals, and support and service in the origination, processing and administration of consumer and business relationships, while maintaining compliance within established bank policies and procedures and applicable governmental regulatory laws, regulations and reporting requirements
POSITION SPECIFICATIONS
- Undergraduate degree or its equivalent in business, finance, accounting, economics, agriculture, or a related field.
- Two or more years of job-related experience in ag/commercial lending related function, or a minimum of five years of experience in ag/commercial business that has resulted in developing transferable skills applicable to the position.
- Business and investment underwriting experience is preferred
- Excellent customer relations, interpersonal, written and oral communication, organizational, delegation, and team player skills.
- Working knowledge of rules, regulations, policies and procedures governing commercial lending.
- Personal computer proficiency, including Excel, PowerPoint, and Windows word processing.
For a full position description, please email humanresources@americanfederal.net
Member FDIC
Equal Opportunity/Affirmative Action Employer
Including Protected Veterans and Individuals with Disabilities