Pear Tree.

Credit Analyst - 161

Pear Tree.  •  Manila, PH (Remote)  •  1 month ago
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Job Description

Position: CREDIT ANALYST

Salary range Php 100,000/month (The final amount will be at the the client discretion basing on the candidate’s skills and experience.)

Working Hours: Folling AU business hours

Work set-up: 100% Remote work under Independent Contractor Agreement

Holidays TBD

Recruitment process possible multiple client interviews and an assessment

About the Company

A well-established wellness and lifestyle brand specialising in premium, locally made skincare, health supplements, honey products, and natural wellness solutions. The company is built on quality, innovation, and sustainable practices, serving both domestic and international markets through a fast-growing eCommerce channel.

As the business continues to scale globally, it is strengthening its digital marketing capability to drive online revenue growth, improve customer engagement, and enhance retention across key digital touchpoints.

The Opportunity

This is a hands-on Digital Marketing Specialist role with ownership across core performance and retention marketing channels. The position is highly execution-focused and best suited to a marketer who can independently manage end-to-end campaign delivery—from strategy and creative development through to execution and optimisation.

The successful candidate will work closely with the business owner and contribute across multiple eCommerce brands under the same portfolio, supporting broader digital marketing initiatives and growth objectives.

The role will play a key part in driving customer acquisition, increasing repeat purchases, and improving overall eCommerce performance through data-driven marketing initiatives.

About the Company

A financial services and mortgage broking organisation specialising in delivering tailored lending solutions to individuals and investors. The business works with a broad panel of lenders to provide competitive loan options while maintaining strong compliance, accuracy, and customer-focused service.

The Credit Analyst is responsible for assessing client financial profiles, determining borrowing capacity, and ensuring loan applications align with lender policies and regulatory requirements. The role works closely with brokers and lenders to structure applications, manage credit risk, and support successful loan outcomes.

Key Responsibilities

  • Analyse client financial information including income, expenses, liabilities, and assets
  • Assess borrowing capacity and determine suitable loan products across multiple lenders
  • Prepare, structure, and review loan applications prior to submission
  • Identify credit risks and provide clear recommendations to support lending decisions
  • Liaise with lenders, brokers, and clients to obtain and verify required documentation
  • Ensure all applications comply with lending policies, credit guidelines, and regulatory standards
  • Maintain accurate records and track application progress within CRM and loan systems
  • Manage multiple loan applications simultaneously while meeting deadlines
  • Support brokers with lender policy interpretation and scenario analysis

Tools & Software

  • Loan processing platforms (e.g., Infinity, ApplyOnline, Mercury, Flex, AOL)
  • CRM systems (e.g., Salesforce, HubSpot, Quickli, broker-specific CRMs)
  • Microsoft Excel (advanced) and Google Sheets
  • Document management systems (SharePoint, Google Drive, Dropbox)
  • Credit reporting agencies (Equifax, Illion, Experian)
  • Communication tools (Microsoft Teams, Zoom, Outlook)
  • Workflow/project tools (Monday.com, Asana, Trello)

Requirements

Skills & Experience

  • Experience in mortgage broking, banking, financial services, or credit analysis
  • Strong understanding of residential lending policies and credit assessment processes
  • Excellent analytical and problem-solving abilities
  • High attention to detail and accuracy in documentation and compliance
  • Strong communication and stakeholder management skills
  • Ability to manage multiple priorities in a fast-paced environment
  • Familiarity with aggregator platforms and lender systems is an advantage
Pear Tree.

About Pear Tree.

🚀 Expand Your Team Without Compromise (www.pear-tree.com)

You want to grow your team with the right people, but you’re hitting challenges like; Increasing hiring costs, A shallow local talent pool, Concerns about consistency and quality.

The dilemma: do you overspend to secure top local talent, or settle for less-than-ideal candidates who hold back your growth?

Why Going It Alone is Tough

- Traditional recruitment is expensive and draws from the same limited pool.

- Freelance platforms can’t guarantee long-term quality or reliability.

- Hiring overseas comes with complex legal and compliance hurdles.

🌎 We Make Global Hiring Simple

Pear Tree takes the complexity out of international recruitment. We match you with skilled, reliable, and cost-effective professionals from the Philippines, India, Nepal, South Africa and Latin America who fit your business perfectly.

- Substantial savings on recruitment and salary costs

- Access to a wide, highly skilled talent market

- A streamlined hiring process that saves you time

- Confidence backed by our 6-month “Perfect Hire” Guarantee

🔑 Our Process

1. Source and rigorously vet candidates on your behalf

2. Arrange and support the interview process

3. Hold your hand through the legal and logistical requirements that come with overseas hiring

4. Provide ongoing support to ensure seamless onboarding and retention

✅ A Smarter Way to Scale

Forget the false choice between paying top dollar locally or settling for poor hires. We give you a better option: affordable, skilled, and dependable international talent.

Join leading entrepreneurs and business owners already benefiting from this approach.

Book a call today and let us help you define your role, write your job description, and secure your next star team member — guaranteed.

Industry
HR & Recruiting
Company Size
1-10 employees
Headquarters
Sydney, AU
Year Founded
Unknown
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