Pear Tree.

Credit Analyst - 117

Pear Tree.  •  National Capital Region, PH (Remote)  •  3 months ago
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Job Description

Our client is a high-growth, tech-forward mortgage brokerage based in North Perth that is redefining the lending experience through a seamless, paperless approach. We are looking for an experienced Credit Analyst to join their team in a fully remote capacity. In this role, you will be the analytical engine of the firm, focusing exclusively on Residential Mortgage scenarios. You will navigate lender policies and leverage a modern tech stack to ensure every application is structured for success and rapid approval.

RESPONSIBILITIES

  • Residential Scenario Analysis: Conduct precise servicing calculations using Quickli and lender-specific tools to determine accurate borrowing capacity for residential clients across a panel of 20+ lenders.
  • Credit Strategy & Documentation: Prepare high-quality preliminary assessments and Credit Proposal Disclosure (CPD) documents that align with client goals and Best Interest Duty (BID) standards.
  • Data Integrity & Submissions: Manage the end-to-end data flow within ApplyOnline and Loanapp, ensuring 100% accuracy between the client's fact-find and the lender’s portal.
  • Workflow & Pipeline Management: Utilize Nexus CRM to track application milestones and manage documentation checklists, proactively minimizing lender "More Info" requests.
  • Compliance Oversight: Execute internal audits on all files to ensure they meet the firm’s high standards for quality and regulatory compliance.

Requirements

QUALIFICATIONS

  • 2+ years of experience in credit analysis or senior loan processing strictly within the Australian residential mortgage industry.
  • Demonstrated proficiency in ApplyOnline (NextGen), LoanApp (Simpology), and Quickli.
  • Direct experience using Nexus or a comparable industry-standard CRM.
  • Deep understanding of residential lending products, including construction loans, refinancing, and first-home buyer schemes.

PREFERRED SKILLS (nice to have)

  • The ability to look at a complex scenario and identify the most viable lender path before the broker even asks.
  • Strong internal reporting skills to keep the brokerage team informed of file progress and potential credit risks.
Pear Tree.

About Pear Tree.

🚀 Expand Your Team Without Compromise (www.pear-tree.com)

You want to grow your team with the right people, but you’re hitting challenges like; Increasing hiring costs, A shallow local talent pool, Concerns about consistency and quality.

The dilemma: do you overspend to secure top local talent, or settle for less-than-ideal candidates who hold back your growth?

Why Going It Alone is Tough

- Traditional recruitment is expensive and draws from the same limited pool.

- Freelance platforms can’t guarantee long-term quality or reliability.

- Hiring overseas comes with complex legal and compliance hurdles.

🌎 We Make Global Hiring Simple

Pear Tree takes the complexity out of international recruitment. We match you with skilled, reliable, and cost-effective professionals from the Philippines, India, Nepal, South Africa and Latin America who fit your business perfectly.

- Substantial savings on recruitment and salary costs

- Access to a wide, highly skilled talent market

- A streamlined hiring process that saves you time

- Confidence backed by our 6-month “Perfect Hire” Guarantee

🔑 Our Process

1. Source and rigorously vet candidates on your behalf

2. Arrange and support the interview process

3. Hold your hand through the legal and logistical requirements that come with overseas hiring

4. Provide ongoing support to ensure seamless onboarding and retention

✅ A Smarter Way to Scale

Forget the false choice between paying top dollar locally or settling for poor hires. We give you a better option: affordable, skilled, and dependable international talent.

Join leading entrepreneurs and business owners already benefiting from this approach.

Book a call today and let us help you define your role, write your job description, and secure your next star team member — guaranteed.

Industry
HR & Recruiting
Company Size
1-10 employees
Headquarters
Sydney, AU
Year Founded
Unknown
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