Job Description

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view

As an Environmental Risk Review Analyst you will serve to procure, review and analyze environmental reports relating to the Bank’s real estate lending in order to identify environmental conditions impacting secured real estate and/or owned real estate. Review and analyze various reports and providing technical opinions as to the adequacy and appropriateness of findings, conclusions and recommendations. Assist LOB within JPMC by providing technical expertise concerning environmental due diligence and the risks associated with underwriting real estate. Interface with internal departments and external consultants performing due diligence to interpret and explain the findings, conclusions and recommendations in environmental reports.

Job responsibilities

• Review environmental records/reports related to commercial real estate secured loan transactions. Prepare review memoranda. Procure environmental reports from qualified consultants when required in connection with ERM guidelines and procedures.
• Conduct collateral-asset analysis on real estate lending, management, and REO acquisition/ disposition processes. Serves as a link between Bank personnel and the data provided in environmental reports. Provides timely review, analyses, and recommendations.
• Coordinate and monitor and/or manage requests for proposals, project scope definition, job award, and work-product review of environmental consultants.
• Perform independent research of available resources to supplement environmental information in connection with real estate collateral.
• Perform special projects as assigned including analysis of environmental exposures in connection with bank acquisitions and audit responses. Assist in qualifying environmental firms to perform work for the Bank.
• Perform environmental reviews involving complex environmental reports and property situations, such as contaminated properties undergoing or in need of remediation.
• Critically review scopes of work for Phase II subsurface investigations and remedial action plans.
• Provide ongoing evaluation of the operational environments, recommending efficiency enhancements, initiating improvements through planning, organizing, streamlining and directing the development, maintenance, and enhancement of workgroups.

Role, Requirement and capabilities

• Bachelor’s degree or equivalent education in environmental sciences or related fields, and may hold other professional designations or certifications as appropriate depending on the nature of assignments (i.e. Registered Environmental Assessor, Certified Asbestos Consultant, etc.).
• 2-4 years of experience in analyzing environmental reports relating to real estate lending and loan administration, risk management and loss prevention programs with an environmental consultant, lender or property management firm protecting that organization’s or clients’ commercial real estate activities and assets.
• Concise oral and written communication skills; frequent interaction with internal managers, bankers, customers, external vendors, and other external representatives; networking with industry peers; make speeches or presentations; produce and distribute non-routine written materials with technical content, such as correspondence/memoranda, reports and information summaries.
• Recognize, identify and minimize/eliminate unacceptable environmental risk conditions affecting secured and/or owned real estate.
• Apply sound judgment and decision making in accordance with policies, practices and objectives of the Department and the Bank.
• Understand and apply regulatory guidelines applicable to banks concerning environmental issues.
• Effectively communicate environmental findings, conclusions, and recommendations to internal customers, verbally and in writing.
• Establish and maintain effective working relationships as required by the position.
• Ability to escalate / clarify queries, work with limited supervision, receiving minimum instructions on assignments.
• Strong knowledge of MS-office suite of applications. Working Knowledge of Python and Alteryx will be an added advantage.
• Candidate should be open to work in Mid-day / evening shifts

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.