Job Description

Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers.
Here at Funding Societies | Modalku we live by our core values GETFS:

• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
• Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
• Focus on Impact: Create impact through bias for action and tangible results.
• Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.

Responsibilities:

• Lead and scale the company’s treasury, funding, and liquidity management across multiple markets.
• Ensure optimal capital structure, cost of funds, and liquidity to support loan disbursement and growth.
• Build and execute innovative funding strategies aligned with business expansion, investor expectations, and regulatory requirements.
• Integrate technology, automation, and data analytics into treasury operations for efficiency and real-time decision making.
• Act as strategic advisor to senior management on liquidity, funding risk, and capital optimisation.
• Develop and execute diversified funding strategies (institutional debt, co-lending, warehouse, securitisation, retail investors).
• Manage relationships with banks, co-lenders, and institutional investors.
• Optimise cost of funds and capital efficiency through proactive structuring and forecasting.
• Identify and onboard new, innovative funding channels (digital capital markets, tokenised funding, ESG-linked instruments).

Requirements

• Bachelor’s degree in Finance, Economics, Accounting or a related field; MSc/MBA or professional certification (e.g., CFA, CTP) preferred.
• Minimum 7-10 years’ experience in treasury/funding roles; preferably across fintech, lending, P2P, or financial services.
• Proven track record of structuring and executing institutional funding facilities, co-lending agreements or similar capital markets/funding transactions.
• Strong understanding of liquidity management, working capital funding, cash forecasting, cost of funds management.
• Experience in fintech/digital lending business model is strongly preferred — understanding P2P lending structure, investor flows, platform risk, regulatory aspects.
• Familiarity with treasury systems, data analytics tools and digital funding models; comfort with tech/automation.
• Excellent stakeholder management, negotiation, communication and influencing skills; can present complex treasury matters to senior leadership/board.

Benefits

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too.
• Mental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org-wide fitness initiatives and engage partners to provide well-being coaching.
• Tech support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

Interested to know more about us? Learn about our Stories here