Job Description

Job Duties: Associate, Settlements with Goldman Sachs Bank USAin Dallas, Texas. Monitor and reconcile payment flows daily. Investigate and action payment exceptions. Perform day-to-day approvals in various payment systems or journals. Perform daily bank NOSTRO reconciliation and investigate and resolve discrepancies. Partner with third-party processors, vendors, and technology teams to resolve issues. Identify and mitigate payment clearing and settlement risk. Understand the key risks and controls of our payment flows; propose and execute solutions. Work as part of a team to perform daily production work. Provide training to new joiners in the team and lead continuous improvement initiatives. Develop requirements to enhance payment capabilities and perform user acceptance testing. Participate in cross-functional projects, such as various improvement initiatives. Stay up to date with the evolving payments landscape, rules, regulations, and network rules. Participate in internal and external audit processes as well as quality assurance testing. Partner with teams in Product, Engineering and Risk functions in the design and implementation of new rails and enablers for existing rails.

Job Requirements: Bachelor’s degree (U.S. or foreign equivalent) in Finance, Economics, Business Management, or a related field. Two (2) years of experience in the job offered or in a related role. Prior experience must include two (2) years with: handling payment settlements via various payment schemes, such as Automated Clearinghouse (ACH), checks, Fedwire, RTP, or SWIFT; working with U.S. payment system or rails, such as ACH, checks, Fedwire, or RTP; payment network operating rules and regulations such as FRB, National Automated Clearinghouse Association (NACHA), ECCHO, or CHIPS; knowledge of payment formats such as ACH, ISO 20022, or SWIFT; and treasury operations experience at a Global Systemically Important Bank (G-SIB).

©The Goldman Sachs Group, Inc., 2026. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veteran status, disability, or any other characteristic protected by applicable law.