Erste Group

Corporate Risk Manager (all genders)

Erste Group  •  €51k/yr  •  Vienna, AT (Onsite)  •  2 days ago
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Job Description

Working with us means believing in the future; in the great people who are shaping it together every day and in the wide-ranging career paths it opens up. #believeinyourself

Erste Group was founded in 1819 as the first Austrian savings bank and is today one of the largest stock-listed banking groups in Central Europe. As an attractive employer, Erste Group offers interesting career opportunities in an international environment.

The Team Corporate Underwriting & Analysis is part of the Corporate Risk Management Division of Erste Group Bank AG (Holding) and consists of a fair mix of underwriters and business analysts. It deals with corporate risk matters of Austrian and International Corporate Clients with strong focus on CEE. The core competence consists in analyzing, recommending and/or taking credit decisions for corporate customers. In selected cases underwriters are supported by the business analysts with in-depth analysis, peer group comparisons and forecasting.

Your Tasks

  • Assessment of the credit worthiness of large national and international corporates in Austria and CEE, including the forward looking assessment of the respective business model, repayment capability and liquidity (thereby dealing with loans, export-, trading-, project- and leveraged acquisition financings)
  • Deciding on loan applications either within your discretionary approval authority or preparing a clear recommendation to the final decision maker
  • Responsible for a dedicated portfolio of corporate client groups with focus on a specific industry
  • Defining of risk strategies on clients and the covered industry
  • Participating in client meetings
  • Cooperation with different departments and CEE subsidiaries within Erste Group
  • Contribution to various Group and Department projects alongside the credit process

Your Background

  • Graduate in business administration or law
  • Solid experience in Corporate Banking (Account Manager/Risk Manager/Credit Analysis/Corporate Finance) with min. 3 years of activity in these areas
  • Familiar with lending products and legal basics
  • Strong analytical, writing and presentation skills in German and English to present complex issues concisely
  • Flexibility and resilience to perform in a fast-paced environment
  • Readiness to cooperate with colleagues of other departments/ CEE subsidiaries in a multi-cultural environment
  • Willingness to travel (occasionally)
  • Open-minded, result- and target-oriented
  • Very good language skills in German and English are a pre-condition

Our Offer

  • We take care of your personal wellbeing, career development, and we actively support your educational needs
  • Discover and enjoy the benefits of Erste Group
  • The minimum wage for this full-time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 51.336,-- gross per year. But this is just a formality - we would be happy to talk about your actual salary in person!
  • We offer our employees the opportunity to divide their hours between working from home and at the office.
  • We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.
Erste Group

About Erste Group

Founded as “Erste oesterreichische Spar-Casse” in 1819, we are now one of the leading financial institutes in Central and Eastern Europe.

As the leading institute of the Austrian savings banks, we are one of the country’s biggest banking groups, with regional savings banks. As Erste Group, we are present in the banking markets of 7 countries in the CEE region. That’s how we can apply local knowledge to servicing to more than 16 million customers. We provide financing to families for their living space and help entrepreneurs with their plans as well as founders taking their first step towards independence.

A career that helps you progress, and a role with responsibility.

In a changing world, people need orientation. Occupations with perspectives. Assignments that make sense. And people who think ahead. Working at Erste Bank means shaping one´s own career, taking on personal responsibility and learning from setbacks.

As an Erste Bank employee, you are not only working in the banking business. Working at Erste Bank means creating products that are ahead of the times. Developing services that bring advances for our customers. Identifying markets that others haven’t recognized yet. Our company is among the best employers in the country. We take work-life balance seriously and have created a completely new work environment at Erste Campus, our head office.

Excellence is only possible when employees with personality, talent and experience come together. That’s why we assign as much responsibility to our employees and seek to hire people who contribute to making us what we war: Austria’s most modern bank.

Imprint: https://www.erstegroup.com/en/imprint

Industry
Finance & Insurance
Company Size
5,001-10,000 employees
Headquarters
Vienna, AT
Year Founded
Unknown
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