Horizon Farm Credit

Corporate Credit Associate

Horizon Farm Credit  •  Sulphur Springs, TX (Onsite)  •  2 months ago
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Job Description

Corporate Credit Associate

Location:

Flexible within the U.S.

The Corporate Credit Associate supports the Association’s Capital Markets and Agribusiness Lending portfolio through in-depth credit analysis, underwriting, structuring, and ongoing portfolio monitoring. This role evaluates directly originated, participated, and syndicated loan opportunities across middle-market and upper-middle-market companies in industries such as agribusiness, food and beverage, industrials, forest products, telecommunications, and renewable energy.

This position offers significant responsibility and autonomy, working closely with senior leadership to assess risk and support sound credit decisions.

Key Responsibilities:

  • Conduct detailed credit analysis of corporate borrowers and syndicated loan opportunities
  • Analyze financial statements, cash flow, and key performance drivers to determine credit strength
  • Build and maintain financial models to support forward-looking risk assessments
  • Prepare investment memoranda and credit recommendations for leadership approval
  • Assign and maintain internal risk ratings (Probability of Default and Loss Given Default)
  • Perform ongoing portfolio monitoring and ensure accurate risk classification
  • Support loan servicing activities, including amendments, restructures, and collateral-related matters
  • Ensure compliance with Association credit policies, procedures, and regulatory standards

Qualifications:

  • Bachelor’s degree in Finance, Accounting, Business, or related field (or equivalent experience)
  • 4–6 years of progressive corporate credit, banking, or related financial services experience
  • Strong knowledge of accounting and financial analysis principles
  • Demonstrated ability to independently evaluate complex financial information
  • Advanced proficiency in Microsoft Excel and Microsoft Office applications
  • Strong written and verbal communication skills

What Sets You Apart:

  • Sound judgment and strong analytical mindset
  • High attention to detail and commitment to accuracy
  • Ability to work independently while collaborating effectively with leadership and peers
  • Professionalism and discretion in handling confidential information
  • A service-oriented approach with a collaborative, team-oriented mindset

EOE/AA/M/F/D/V

Horizon Farm Credit

About Horizon Farm Credit

Horizon Farm Credit is an agricultural lending cooperative owned by our member‐borrowers. We provide farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. Horizon Farm Credit has over 20 offices serving Delaware, Maryland, Pennsylvania, Virginia and West Virginia. Our Association is part of the national Farm Credit System, a network of financial cooperatives established in 1916 to provide a dependable source of credit to farmers and rural America. NMLS #452721

Horizon Farm Credit’s Core Values

Just like our members, our employees’ roots are in ACRES:

Accountability

Collaboration

Relationships

Engagement

Stewardship

We are proud to have the responsibility of serving America’s agricultural industry and our local communities. We strive to create a rewarding and transparent work environment that embraces ingenuity and diversity, while fostering leadership development and being customer centric.

To learn more about employment opportunities, visit www.HorizonFC.com/Careers

Industry
Finance & Insurance
Company Size
201-500 employees
Headquarters
Mechanicsburg, Pennsylvania
Year Founded
1916
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