As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
1. Provide credit decision/ approval of credit propositions, credit reviews, temporary excesses and transaction exceptions within authorised lending authority limit.
2. Engage with business units on potential opportunities including joint calls and site visits where necessary and providing guidance and advice on structuring facilities.
3. Work closely with business units to timely identify early warning signs and initiate appropriate remedial actions for deteriorating credits.
4. Work with BU to define, review and enhance Target Market and Risk Acceptance Criteria.
5. Perform targeted portfolio reviews in response to events/developments that may have an adverse impact on overall credit quality and to formulate action plans to minimize/manage risks identified.
6. Together with business heads, to be actively involved in formulating business and risk strategies, to improve credit lending & approval process and provide coaching/guidance whenever required to the other business and risk credit officers.
7. Early Action Committee/MY Wholesale Ratings Technical Committee.
8. Credit Functional specialist for New Product Approval Process (NPAP).
9. Attend and approve new products submitted to New Product Approval Committee (NPAC) as delegated by CRO.
10. Local sign-off and endorsement for all FI/NBFI/Sovereign/trading credits prior to submission to FICRM S’pore.
11. Approver for empanelment of valuers and annual performance review.
12. Evaluation and approval of EF empanelment for CFS and EMB whereby developer fails the RAC.
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.
OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.
OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.
OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.
OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.
