The Consumer Risk Intern – Residual Values will support the Risk team in the analysis, monitoring, and management of risk associated with leasing portfolio, with a focus on accurate estimation and management of residual values. This role provides exposure to quantitative analysis, risk modeling, used car market dynamics, and strategic credit decision-making.
Support the analysis of residual values for assets within leasing portfolio.
Perform market benchmarking using internal and external data sources (used car prices, depreciation trends, auctions, etc.).
Assist in building and maintaining residual value projections.
Prepare periodic reports on:
Portfolio performance
Gaps vs. estimated residual values
End-of-term loss risk
Support the monitoring of key performance indicators (KPIs).
Identify market trends impacting residual values.
Assist in preparing presentations for internal stakeholders.
Contribute to process improvements and automation initiatives.
Currently pursuing a degree in: Actuarial Science, Finance, Economics, Data Science or related fields.
Be 1 year apart from your graduation date (Graduating in June 2027 or December 2027)
Availability Monday to Friday from 8am to 3pm
Intermediate proficiency in Excel (pivot tables, formulas, data analysis).
Basic to intermediate knowledge of:
SQL, Python, R or SAS (preferred)
Statistical or financial modeling
Familiarity with data visualization tools.
Strong analytical thinking and attention to detail.
Intermediate to advanced English proficiency (required).
GM Financial is the captive finance company and the wholly owned subsidiary of General Motors and is headquartered in Fort Worth, Texas. The company is a global provider of auto finance solutions, with operations in North America, Latin America and China. Through our long-standing relationships with auto dealers, we offer attractive retail loan and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
GM Financial employs more than 9,000 hard-working team members, and we're always looking for new people with diverse talents. GM Financial is a workplace where dedicated people have the opportunity to work together and celebrate our successes. Our culture is based on respect, integrity, innovation and personal development.
GM Financial is committed to strengthening the communities where we live and work. Each year, we select several philanthropic organizations to support through our Signature Events program. The company and its team members actively support these organizations through many company-wide initiatives; in addition we support numerous other nonprofit organizations through sponsorships and monetary donations.
For more information, visit www.gmfinancial.com.
NMLS #2108 (https://nationwidelicensingsystem.org/about/Pages/NMLSConsumerAccess.aspx)
