OCBC

Consumer Portfolio Analyst, Retail Policy & Portfolio Analytics (RCRA)

OCBC  •  Malaysia (Onsite)  •  4 days ago
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Job Description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

  • Prepare and deliver portfolio risk reports in a timely and accurate manner for Senior Management, including Board Risk Committees, Credit Committees, Regulators, and Group Office. Escalate promptly to Senior Management on any emerging asset quality issues or deviations from predefined risk thresholds, triggers, and budgets.
  • Collaborate closely with key stakeholders such as Risk, Collections, and Business teams to identify stress segments as well as potential opportunities to support optimal risk-return strategies.
  • Monitor and track the performance of new product rollouts, evaluating their effectiveness and success against business objectives.
  • Support data infrastructure initiatives within the department, including data migration, validation, and development of data marts.
  • Contribute to the development, monitoring, and periodic review of Risk Scorecards to ensure their continued effectiveness and predictive accuracy.
  • Participate in process improvements, system enhancements, and digitalization initiatives to strengthen operational efficiency.
  • Explore and assess alternative data sources to enhance credit decision-making processes. Proactively recommend data analytics tools and infrastructure improvements in line with the Bank’s digital transformation goals.

Qualifications & Requirements

  • Minimum 2-5 years of relevant experience in the banking industry.
  • Bachelor’s degree in business studies, Statistics, or a related discipline.
  • Proficient in SAS, Python, and Hadoop.
  • Strong data extraction, mining, and analytical capabilities.
  • Excellent communication and interpersonal skills.
  • Prior experience in consumer banking products, Credit Risk MIS, or business analytics is an added advantage.
  • Self-motivated with a willingness to take on new challenges in a fast-paced environment

What we offer:


Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

OCBC

About OCBC

OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.

OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Singapore, SG
Year Founded
1932
Website
ocbc.com
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