Financial Staffing Resources, Ltd.

Consumer Loan Underwriter

Financial Staffing Resources, Ltd.  •  Irving, TX (Onsite)  •  15 days ago
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Job Description

FSR is a leading provider of premier talent for credit unions (Direct -Hire) specifically recruiting for the credit union industry. Our experienced placement professionals have an unparalleled understanding of our client’s business culture and candidate expectations. We expertly match our candidates talent to our clients need for any all staff levels within the credit union organization, from teller to CEO we can make it happen for you.

Do you enjoy analyzing credit and making sound lending decisions that help members achieve their financial goals?

Credit union is seeking a Consumer Lending Underwriter to review and decision a variety of consumer loan applications while supporting staff and delivering an excellent member experience.

In this role you will underwrite consumer loans including direct and indirect auto, home improvement, home equity, credit cards, and lines of credit while ensuring compliance with credit union policies and lending regulations.

Key Responsibilities

• Review and analyze consumer loan applications to determine credit risk and make sound lending decisions

• Approve, deny, or escalate loan requests when appropriate

• Communicate with frontline staff regarding additional information or documentation needed for loan decisions

• Prepare and complete home equity loan documentation and guide members through the closing process

• Assist with loan servicing including payoffs, refinances, payment extensions, collateral releases, and due date changes

• Review loans after funding to ensure documentation accuracy and compliance

• Assist with processing loans and new member accounts received through indirect lending channels

• Ensure all lending decisions comply with Fair Lending laws and consumer lending regulations

• Support staff by answering questions related to loan policies, procedures, and products

Qualifications

• Bachelor’s degree preferred

• Two to five years of lending or underwriting experience

• Strong knowledge of consumer lending and credit analysis

• Understanding of credit union loan policies and regulatory requirements

• Strong analytical, communication, and problem solving skills

• Professional presence and ability to work collaboratively with staff

This is an excellent opportunity for a lending professional who enjoys making credit decisions while supporting both members and frontline staff.

Additional Information

Compensation: $65-70K annually and EXCEPTIONAL benefits to include:

  • Affordable benefits
  • Up to 6% 401(k) matching
  • Eleven paid holidays
  • 120 PTO hours*
  • Employee LOC with a 0% interest rate
  • Free telemedicine
  • Relaxed casual dress code
  • Flexible spending account
  • Health savings account
  • Employee assistance programs
  • Company diversity council
  • Community engagement opportunities
Financial Staffing Resources, Ltd.

About Financial Staffing Resources, Ltd.

Credit Union and Community Bank Recruiting Expertise

Financial Staffing Resources, Ltd. (FSR) provides direct-hire placement to the financial services industry, specializing in Credit Union and Community Bank staff. Our team is committed to quality and service and infact, our entire culture revolves around it. With over 25 years of financial industry recruiting experience, we know your business culture and your expectations.

Time and time again our clients and candidates commend us on our individual focus and service and the passion we have for our industry. Client and recruitment satisfaction are the most important part of our business, and we work hard to ensure that each placement is a good fit for the client and the candidate.

Our recruiters have an unparalleled understanding of our client’s business culture and candidate expectations. Our team of experienced placement professionals expertly matches client need to talent for any staff level within the credit union organization.

• Tellers

• Member Service Representatives

• Financial Service Officers

• Loan Processors & Officers

• Branch Managers

• Sales & Operations Managers

• Marketing & Business Development

• Accounting & Audit

• Collectors

• Vice Presidents

• Chief Executive Officers

Industry
HR & Recruiting
Company Size
1-10 employees
Headquarters
Dallas, TX
Year Founded
2000
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