Westamerica Bank

Consumer Loan Processor II - DMV

Westamerica Bank  •  $32k - $36k/yr  •  Fairfield, CA (Onsite)  •  2 months ago
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Job Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

Under direct supervision, performs a variety of clerical duties related to the processing of dealer loans. This is the intermediate level position within the Consumer Loan Processor job family.

ESSENTIAL FUNCTIONS:

  1. Proficiently perform all tasks assigned to Processor I position
  • Ensure that processing time frames are being met and help with process wherever needed.

2. Process Contract Holds and Returns:

  • Update status on system, contact dealers with status, overnight contracts being returned, etc.

3. Process application holds:

  • Fax dealer regarding application holds and file package awaiting resolution.

4. Correct holds, receive contracts in hold status and update status in system.

5. Process Flat Cancel contracts:

  • Locate approved and funded file, copy documents, write up instructions for Loan Services, update system, confirm funding date and amount, confirm dealer participation, fax form to dealer for clarification of flat cancel.

6. Process monthly Dealer Reserve.

7. Assist with training of temporary employees.

8. Program fax machines and maintain updates.

9. Assist Dealer Reps with dealer reviews.

10. Set up new dealers and deactivate canceled dealers.

MINIMUM KNOWLEDGE, PRIOR WORK EXPERIENCE, AND SKILLS NEEDED TO PERFORM JOB FUNCTIONS:

1-2 years experience as Consumer Loan Processor I preferred; incumbent must be proficient with all tasks inherent to the Consumer Loan Processor I position. Incumbent must possess computer skills that include ability to efficiently use Microsoft Word and Excel. Strong organization and communication skills a must.

PHYSICAL DEMANDS:

Walk, sit for extended periods of time utilizing PC input and retrieve data, use of step stool, and ability to stoop and/or reach overhead to retrieve documents or records.

MENTAL DEMANDS:

  • Work consistently and accurately within various time frames.
  • Ability to file records in alpha or chronological order.

EQUIPMENT USED TO PERFORM FUNCTIONS:

Telephone, fax, PC, ACH system, copy machine, general office equipment.

EOE

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Westamerica Bank

About Westamerica Bank

Westamerica Bancorporation is the holding company for Westamerica Bank, a regional community bank providing consumer and commercial financing for more than 80 branches throughout Northern and Central California. First chartered in 1884, we've grown into one of the most stable community banks in the nation, and the seventh largest bank headquartered in California.

A Proven Past – A Strong Financial Future

Westamerica Bancorporation maintains exceptional asset quality, and our capital ratios exceed regulatory standards for "well-capitalized"​ companies. Our outstanding loan quality, loan loss reserve, earnings, and capital ratios place us among the top-performing financial institutions in the nation for financial health and safety. Westamerica receives continued recognition by analysts as a very healthy community banking company. Independent bank rating agencies, including Findley Reports and Veribanc, consistently reaffirm their positive ratings. In fact, Veribanc has awarded us their "Blue Ribbon"​ in recognition of our safety, soundness and financial strength. Our senior management team has been a steady force, attesting to our clear, consistent direction and long-term stability. Our stock is traded on the NASDAQ stock market under the symbol WABC.

Industry
Finance & Insurance
Company Size
201-500 employees
Headquarters
Unknown
Year Founded
1884
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