Westamerica Bank

Consumer Loan Collector

Westamerica Bank  •  $32k - $36k/yr  •  Fairfield, CA (Onsite)  •  3 months ago
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Job Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

Weekly Working Hours: 40

Collects on delinquent consumer loans. Performs skip-tracing to establish contact with borrowers to re-establish payment program and to determine potential problem accounts. Works out payment problems with customer. Responds to all inquiries from customers, branches, and loan officers.

  1. Maintains customer relations while following necessary procedures. Will perform the following duties on a daily basis:
  2. Collects delinquent installment and revolving loans by contacting borrowers by telephone or correspondence to obtain payment, performing proper documentation.
  3. Performs skip-tracing on customers and establishes contact to re-establish payment program, and to determine potential problem accounts.
  4. Inputs changes on Collection Management Systems. For example, changes of addresses, phone numbers, and account updates.
  5. Resolves customer disputes as they arise; refers unresolved and complex problems to supervisor.
  6. Completes collection queue on a daily basis.
  7. Performs additional job related duties as required.

EOE

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Westamerica Bank

About Westamerica Bank

Westamerica Bancorporation is the holding company for Westamerica Bank, a regional community bank providing consumer and commercial financing for more than 80 branches throughout Northern and Central California. First chartered in 1884, we've grown into one of the most stable community banks in the nation, and the seventh largest bank headquartered in California.

A Proven Past – A Strong Financial Future

Westamerica Bancorporation maintains exceptional asset quality, and our capital ratios exceed regulatory standards for "well-capitalized"​ companies. Our outstanding loan quality, loan loss reserve, earnings, and capital ratios place us among the top-performing financial institutions in the nation for financial health and safety. Westamerica receives continued recognition by analysts as a very healthy community banking company. Independent bank rating agencies, including Findley Reports and Veribanc, consistently reaffirm their positive ratings. In fact, Veribanc has awarded us their "Blue Ribbon"​ in recognition of our safety, soundness and financial strength. Our senior management team has been a steady force, attesting to our clear, consistent direction and long-term stability. Our stock is traded on the NASDAQ stock market under the symbol WABC.

Industry
Finance & Insurance
Company Size
201-500 employees
Headquarters
Unknown
Year Founded
1884
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