M&T Bank

Consumer Credit Representative II- Buffalo NY

M&T Bank  •  $37.67/hr  •  Buffalo, NY (Onsite)  •  22 days ago
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Job Description

Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.

Primary Responsibilities:

  • Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.
  • Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management.
  • Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.
  • Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines.
  • Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.
  • Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management.

Scope of Responsibilities:

Works under general supervision. Exercising lending authority to $150,000.

Supervisory/ Managerial Responsibilities:

Assist in the development and training of junior staff.

Education and Experience Required:

Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience

Education and Experience Preferred:

Previous Consumer credit experience preferred

Physical Requirements:

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

M&T Bank

About M&T Bank

Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. Founded in 1856 in Buffalo, NY we are now a top 11 full-service US-based commercial bank with a retail footprint across the east coast and wealth services available nationwide and abroad. As a bank, we offer advice, guidance, expertise, and solutions across the entire financial spectrum that combines M&T’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. We are a community-minded organization with more than 167 years of experience. We serve customers, community, and colleagues whether they be across the street, across the state or across the country.

As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values drive the work we do – integrity, ownership, collaboration, curiosity, candor and we seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members.

M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws.

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Buffalo, New York
Year Founded
Unknown
Website
mtb.com
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