Job Description

Requisition Id: 1672311

As a global leader in assurance, tax, transaction, and advisory services, EY hires and develops the most passionate people in their field to help build a better working world. This starts with a culture that believes in providing training, opportunities, and creative freedom. At EY, we focus on who you can become—because it’s your career and ‘It’s yours to build.’

The opportunity: Consultant – FS Tech Consulting – BA (Lending) – Mumbai/Bangalore

FS:

Finance fuels our lives. Banking, Insurance, and Wealth Management form the foundation for growth and financial stability. Amid ongoing regulatory change and digital disruption, financial institutions are reimagining lending ecosystems, adopting automation, and introducing next-gen loan origination platforms.

Our team of business analysts, technologists, and domain specialists collaborate to enable seamless lending transformations—driving efficiency, innovation, and sustainable client value.

CNS – Tech Consulting:

EY Consulting drives transformation through people, technology, and innovation. In Technology Consulting, we enable businesses by placing humans at the center, leveraging technology at speed, and innovating at scale.

Your key responsibilities

Technical Excellence

• Gather, analyze, and document business requirements across the lending lifecycle (Retail/Corporate lending, LOS).
• Translate requirements into BRDs, FRDs, user stories, and process flows.
• Work closely with business stakeholders, product owners, and technology teams to design lending solutions.
• Conduct gap analysis, impact assessment, and process mapping for lending workflows.
• Support UAT planning, execution, and defect resolution.
• Collaborate with IT teams to ensure accurate implementation of business requirements.
• Ensure compliance with regulatory standards and internal banking policies.
• Drive improvements in loan origination systems and lending processes.

Skills and attributes

To qualify for the role, you must have:

Qualification

• Bachelor’s degree (Engineering / Technology / Finance or related field)
• MBA (preferred)

Experience

• 3–8 years of experience in Business Analysis
• Strong experience in Banking & Lending domain (mandatory)

Core Skills

• Strong understanding of Lending lifecycle (Retail/Corporate lending) and Loan Origination Systems (LOS).
• Experience in requirement gathering, documentation, and stakeholder management.
• Hands-on with BRDs, FRDs, user stories, and process modelling.
• Knowledge of credit evaluation, customer onboarding, and lending workflows.
• Strong analytical, problem-solving, and communication skills.

Good-to-have

• Exposure to workflow engines or lending platforms
• Experience with Salesforce or API integrations in lending ecosystem

What we look for

• Strong problem-solving mindset with ability to work across business and IT teams
• Excellent stakeholder management and communication skills
• Agile, adaptable, and collaborative approach
• Ability to deliver practical and impactful solutions in fast-paced environments

What we offer

At EY, you will work alongside industry leaders and innovators while gaining access to global frameworks, learning platforms, and career growth opportunities. We invest heavily in upskilling and provide a personalized career journey.

We are committed to inclusivity, well-being, and creating a workplace where everyone can thrive.