Job Description

Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.

Job Title: Construction Lending Supervisor
FLSA Status: Exempt
Department: Credit Administration
Hours of Operation: Monday–Friday, 40+ hours between (7:00 AM–5:00 PM)

General Job Summary:
The Construction Lending Supervisor supports the Construction Loan Administration (CLA) Manager by overseeing daily operations, ensuring efficient loan closings, and maintaining compliance with policies and procedures. This role facilitates communication among coordinators, lenders, borrowers, and internal teams to obtain required documentation and issue timely 'clear to close' approvals for SBA, residential, and commercial construction loans.
The Supervisor leads and develops the CLA team through training, process improvement, and workload management while maintaining an individual portfolio of construction loans. This position ensures loan setups, closing documentation, and funding processes are accurate, balanced, and completed on schedule.
Organizational Duties and Responsibilities:
• Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
• Supports all functions that maintain compliance with regulatory agencies.

Essential Duties and Responsibilities:
Loan Administration & Closing Oversight
• Review and approve loan setups, closing checklists, task sheets, draws, and construction loan documentation for accuracy and completeness
• Perform quality control reviews of new construction loan entries, ensuring proper coding, balanced sources and uses, and required exceptions
• Issue 'clear to close' approvals once all documentation and checklist requirements are satisfied
• Review CLAs, commitment letters, and settlement statements to verify accuracy and balanced closing draws
• Ensure post-closing documents are properly incorporated
• Coordinate with lenders, attorneys, borrowers, and vendors to ensure timely closings and draw fundings
Team Leadership & Development
• Supervise, coach, and develop staff, including performance evaluations and goal setting
• Provide training on systems, policies, and procedures
• Monitor team performance for accuracy and compliance
• Support recruitment, onboarding, and training
Workflow & Process Management
• Assign loans and balance workloads
• Maintain and update checklists and procedures
• Monitor CLA mailbox and ensure timely completion of tasks
• Assist in maintaining approved general contractor list
Communication & Collaboration
• Act as key contact for stakeholders regarding loan processes
• Provide guidance on insurance, inspections, and documentation
• Collaborate across departments to ensure compliance
Financial & Administrative Responsibilities
• Manage individual loan portfolio
• Track and reconcile vendor invoices
• Upload loan documentation into systems
• Provide administrative support to leadership
Other Functions:
• Track and reconcile invoices from vendors on a monthly basis and submit for payment
• Review purpose codes at approval and loan set up to be sure construction codes are used properly

Working Conditions: Office setting

Minimum Job Requirements:
Education: Bachelor’s degree preferred; High School Diploma required.
Experience: Minimum 6 years construction lending/closing experience; 3 years SBA experience.
Specific Skills:
• Attention to detail and problem-solving
• Knowledge of construction loan policies
• Experience with Built, Navigator, Director, CQ
• Strong communication skills
• Ability to manage multiple priorities
Physical requirements:
The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Primarily sedentary work performed in an office environment
• Ability to sit for extended periods of time while working at a computer
• Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
• Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
• Visual acuity sufficient to read computer screens, printed documents, and financial data
• Occasional standing, walking, bending, or reaching
• Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies)

Benefits:
• 401(K) with a company match of up to 6%
• ESOP employer match
• Medical insurance
• Dental insurance
• Vision insurance
• Cancer/Disease insurance
• Accident insurance
• Flexible Spending Accounts
• Flexible Savings Accounts
• Health Savings Accounts
• Bank paid Life/AD&D insurance
• Voluntary Life/AD&D insurance
• Bank paid Short-Term and Long-Term Disability insurance
• Employee Stock Purchase Plan
• Employee Assistance Program