Job Description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

This job is responsible for performing more complex analysis aimed at improving portfolio risk, profitability, performance forecasting, and operational performance for consumer products and related divisions, such as credit cards. Key responsibilities include applying knowledge of multiple business and technical-related topics and independently driving strategic improvements, large-scale projects, and initiatives. Job expectations include working with business counterparts within the Line of Business and partner organizations including Risk and Product teams.

Responsibilities:

• Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance

• Coaches and mentors peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related topics

• Identifies business trends based on economic and portfolio conditions and communicates findings to senior management

• Supports execution of large scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytics based insights

• Performs advanced analytics on financial, market, and portfolio data to identify opportunities to improve risk, profitability, and operational performance

• Owns end-to-end analytical workstreams, translating complex data into actionable insights and strategic recommendations for business partners and senior leadership

• Identifies and communicates key trends based on economic conditions and portfolio performance, enabling proactive decision-making

• Partners with cross-functional teams, including Risk, Product, and Operations, to support and influence strategic initiatives and large-scale programs

• Develops scalable reporting and analytics solutions to support performance monitoring, forecasting, and operational execution

• Mentors and provides technical guidance to peers, serving as a subject matter expert across multiple business and technical domains

Required Qualifications:

• 3+ years financial industry experience

• 3+ years of experience using SAS or SQL

• Demonstrated advanced analytical and problem-solving skills

• Experience working with large, complex datasets

• Strong communication skills, including ability to translate complex technical concepts into executive-level insights

• Understanding of workflow, SLAs, and operational performance metrics

• Proficiency in Microsoft Excel

• Strong hands-on proficiency expected in several of the following:

  • SQL (query optimization, data modeling, controls)

  • Tableau (dashboard development, governance, performance optimization)

  • Alteryx (workflow development, server scheduling, governance)

  • Python (data processing, packaging, testing, reproducibility)

  • PowerQuery

  • Data visualization and storytelling techniques

  • Experience building scalable reporting and analytics solutions

  • Experience supporting centralized reporting environments, data governance, or control frameworks

  • JavaScript

  • PowerShell

  • CoPilot/GitHub GoPilot

• Experience developing and delivering strategic recommendations

• Experience partnering with FLU and cross-functional teams

• Experience managing undedicated resources or influencing without authority

• Strong attention to detail with ability to tell a clear story with data

• Strong critical thinking​

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - NJ - Pennington - 1400 American Blvd - Hopewell Bldg 4 (NJ2140)Pay and benefits informationPay range$105,500.00 - $144,800.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.