Job Description

Kreditz is transforming how businesses assess credit and risk using real-time data and NextGen Credit Scoring solutions.

As one of Europe’s fastest-growing FinTech scaleups - we’ve earned a place on the Sifted 100: Nordics & Benelux list in both 2024 and 2025 and most recently, we were proud to receive a double win at the Credit Management & Compliance Awards 2025, being named both "Fintech Rocket of the Year" and "Breakthrough of the Year".

With strong growth across the Nordics and Europe, our clients range from leading banks and iGaming giants to fast-moving digital innovators.

ABOUT THE POSITION
Kreditz is looking for a Compliance Officer who wants to play a key role in helping shape compliance within a fast-growing fintech company.

We build advanced financial data infrastructure that enables lenders and financial institutions to make better credit decisions. Our platform combines open banking, financial data analytics, and machine learning to deliver deeper insights into consumers’ financial behaviour.

As a licensed Account Information Service Provider (AISP) operating under PSD2 and supervised by Finansinspektionen, compliance is a central part of our business. You will work closely with Legal, Risk, Product, and Engineering to ensure regulatory requirements are embedded across our operations and products.

This role is ideal for someone who enjoys working at the intersection of regulation, technology, and product development.

WHAT CAN KREDITZ OFFER

• A once-in-a-lifetime growth journey, from startup to Global scaleup
  - A journey where everyone in the team plays a crucial role for our company’s success

• Fun-loving, driven, and passionate colleagues who support each other’s success

• A culture that celebrates progress, humility, and teamwork
  - We win together

• 24/7 access to gym, sauna and sports facilities at our office, plus additional wellness allowance

• Competitive base salary

RESPONSIBILITES

In this role, you will:

• Play a key role in maintaining and developing Kreditz’s compliance framework

• Monitor regulatory developments affecting payment services, financial data access, and fintech regulation

• Conduct regulatory risk assessments and gap analyses

• Support the implementation and continuous improvement of internal compliance controls and policies

• Perform compliance monitoring and internal reviews

• Provide regulatory guidance to product, engineering, and commercial teams

• Support regulatory reporting and documentation

• Contribute to interactions with supervisory authorities where relevant

Success means compliance becomes a trusted, enabling function, helping the business scale faster, safer, and with fewer surprises.

WE ARE LOOKING FOR

We are looking for someone who combines regulatory understanding with practical implementation experience with approx. 5+ years of experience.

You likely have experience from a fintech, payment institution, financial services company, consulting firm, or regulatory authority.

You should have:

• Have a law degree

• Practical experience with relevant financial regulations (e.g. PSD2, DORA, GDPR, AI Act, AML/CTF and upcoming EU frameworks such as PSD3/PSR, FiDA and CCD2)

• Experience implementing compliance frameworks, internal controls, and regulatory policies in a regulated financial services environment

• Experience conducting risk assessments, regulatory gap analyses, or internal compliance monitoring

• Ability to translate regulatory requirements into practical processes and controls

• Strong analytical and problem-solving skills

• Excellent communication skills and the ability to collaborate across teams

• Fluency in Swedish and English

• Reside in Sweden
  

It is considered a plus if you also have:

• Experience interacting with regulatory authorities (e.g. Finansinspektionen or other EU regulators)

• Experience from payments, open banking, fintech, or financial data infrastructure

• Experience working closely with product and engineering teams
  

WHY JOIN NOW?

At Kreditz, you will work in a fast-moving fintech environment where regulation and technology meet. Compliance is not just a control function, it is a key enabler of how we build trusted financial infrastructure.

You will have the opportunity to:

• Work closely with experienced fintech professionals

• Influence how compliance is implemented in a modern financial technology company

• Gain exposure to cutting-edge EU financial regulation

• Help shape the future of financial data and credit decisioning
  

APPOINTMENT OF ROLE

Q2/Q3 2026

SCOPE

Full-time, permanent employment (tillsvidareanställning)

SALARY

Competitive salary

REPORTING

You will be reporting to the company’s CLO

WORKPLACE

Danderyd, Stockholm

RECRUITMENT PROCESS

Ongoing selection, we review candidates continuously.
Last day for applications 30th June 2026.

PLEASE submit your grades in the "additional files" field in the application in order for us to register a complete application from you.

CRIMINAL RECORDS EXTRACT

As part of our recruitment process we will ask you to present a clean criminal records extract

CONTACT

Lorenzo Puccio, VP Strategic Operations, Lorenzo@kreditz.com

For more information about the role feel free to reach out to our CLO, Richard Wachtmeister, richard@kreditz.com