Job Description

About Reap

Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.

Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments.

As part of the Payward group of companies, Reap is building the future of borderless, stablecoin-enabled finance.

The Role

Reap is looking for a Compliance Analyst (AML/CFT) to support the execution of our Mexico entity's compliance program.

The Compliance Analyst will play a key role within Reap's Compliance function in Mexico, supporting the Compliance Officer in the implementation and day-to-day execution of Reap's Anti-Money Laundering and Counter-Financing of Terrorism (AML/CFT — PLD/FT) compliance program. This position will focus on handling regulatory authority requests through SITI AA, responding to the CNBV's Operational Questionnaire (Cuestionario de Operatividad), and supporting internal and external audits, CNBV inspection visits, and Visa reviews, all of which are a core priority for the entity.

It is a great fit for someone who demonstrates rigor in managing regulatory deadlines, discipline in documentation, and absolute confidentiality in handling client information and authority requests. This person will communicate and escalate matters to the Compliance Officer in a timely manner, ensuring operational excellence in a regulated, fast-paced environment with a strong focus on audit-ready evidence and professional ethics.

What you'll do

Authority requests (SITI AA)

• Receive, register, and follow up on official requests (oficios) and information requirements from authorities (CNBV, UIF, FGR, judicial and administrative authorities) notified through SITI AA.
• Analyze the scope of each requirement, gather the requested information and documentation (client files, transactional data, supporting evidence), and prepare draft responses for the Compliance Officer's review.
• Monitor response deadlines, upload responses and acknowledgments in SITI AA, and maintain a complete, audit-ready log and file of all authority requests.
• Support the handling of other CNBV and SAT requirements (information requests, clarifications, and observations).

Operational Questionnaire (Cuestionario de Operatividad)

• Support the response to the CNBV's Operational Questionnaire by gathering and consolidating the required operational and transactional information from the relevant areas.
• Prepare the draft response for the Compliance Officer's review and validation prior to submission, and safeguard the evidence of filing.

Audit management

• Support the entity's internal and external AML/CFT audits and CNBV inspection visits by gathering information, consolidating evidence, and following up on auditors' requests.
• Support Visa audits, including evidence preparation and follow-up on observations.
• Track remediation plans and the closure of findings, keeping the status updated for the Compliance Officer.

Compliance program support

• Support the preparation of the Compliance Officer's monthly minutes and reports.
• Participate in the update of the Compliance Manual, risk matrices, and internal policies.
• Support the logistics and evidence of the annual AML/CFT training programs.
• Maintain the safekeeping and retention of documentation in accordance with regulatory timeframes.

What we're looking for

• 2–3 years of experience in compliance, preferably within the financial services industry.
• Bachelor's degree in a field related to Compliance: Law, Accounting, Administration, or similar.
• Strong teamwork skills, with the ability to collaborate effectively with cross-functional teams.
• Strong ethical record and behavior.
• Analytical skills, with the ability to assess and mitigate compliance risks by transforming them into key objective metrics.
• High attention to detail, especially around regulatory deadlines, evidence, and audit trails.
• Knowledge of Mexico's AML/CFT framework (LGOAAC, the General Provisions applicable to money transmitters, and the LFPIORPI); familiarity with SITI AA.
• Advanced English.

What success looks like

In the first 3–6 months, this person will help strengthen the structure, timeliness, and visibility of the compliance program by:

• Keeping 100% of authority requests and requirements answered within the applicable deadlines, with a complete, audit-ready log and file.
• Ensuring the Operational Questionnaire is answered on time, with validated information and safeguarded evidence of filing.
• Improving the organization of audit evidence (AML/CFT, CNBV, and Visa) and the visibility of the status of observations and remediation plans.
• Creating and maintaining clear trackers of regulatory deadlines, requirements, and pending items for the Compliance Officer.
• Strengthening the documentation and safekeeping of the compliance program (minutes, manual, training).

About the role

This is a hands-on execution role for someone who is structured, proactive, detail-oriented, and comfortable working under the direction of the Compliance Officer and in coordination with other areas. The ideal candidate turns regulatory requirements into well-organized responses, complete files, and timely follow-ups, operating with strong ownership.

If you are excited about regulatory compliance and the opportunity to grow within a regulated entity in a fast-moving environment, we'd love to hear from you.

Why You'll Love It Here

• A high-impact role in a rapidly growing fintech company
• Flexible work environment with a global, collaborative team
• Insurance coverage after probation
• Reap Card stipend
• Use of AI tools at work, and the space to learn, experiment, and grow with them
• A culture of innovation, inclusion, and continuous learning

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