Job Description

RESPONSIBILITIES #LI-Hybrid

• Originate portfolio loans, government loans, HELOCs (Home Equity Line of Credit), and fixed rate loans which are sold on the secondary market.
• Generate residential loans in targeted areas by actively promoting the Bank’s CRA lending efforts
• Identify the customer’s needs, analyze the loan request, financial data and offer recommendations on mortgage loan products
• Participate and/or lead community related events to create relationships with area Realtors, Builders, Community Action Groups and others who actively conduct business within the targeted communities
• Join and establish relationships with non-profit organizations, Board of Realtors, Home Builders Associations, city and state housing agencies and any other public forums to generate and increase first time buyer and CRA lending opportunities
• Host local home buyer education events for the public and provide program and product awareness training for bank partners, Realtors, builders, non-profits, etc., geared toward the housing needs of the local communities, especially first-time home buyers
• Minimize risk exposure ensuring Community Home Loan Lenders adhere to all federal, state, and internal compliance regulations, policies, and procedures
• Maintain a comprehensive knowledge base of the mortgage industry, mortgage products, lending practices and regulatory guidelines especially programs and products which are beneficial to the local communities
• Understand and follow the Park National Bank lending policy, procedures and underwriting requirements
• Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
• Deliver a consistent, high level of service within our Serving More standards
• Other duties as assigned

COMPETENCIES

• Interpersonal/Customer Service Skills
• Written and Verbal Communication
• Ability to understand and follow directions
• Adaptable to change
• Basic Computer Skills
• Analytical Thinking
• Problem/Situation Analysis
• Technical Expertise
• Ability to build collaborative relationships
• Ability to develop or mentor others

EDUCATION AND EXPERIENCE

• Bachelor's degree in business administration or related field preferred
• Minimum of a high school diploma or equivalent required
• Minimum of 2-4 years' experience in the mortgage lending process: processing, underwriting, closing, and originating
• NMLS SAFE Act Registration or the ability to be registered within 30 days required.

SCHEDULE

This position is salary and exempt. Responsibilities extend beyond traditional office hours; seven days a week and evening hours are at times required.

Travel will be required to meet with clients, Realtors, & community leaders

This position is eligible for a flexible work arrangement allowing work from office and remote locations. Please speak to the hiring manager for more information. Candidate must live within 50 miles of Charlotte, NC.