Job Description

ExperienceAviva

Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence.  

At Aviva Canada, we put people first, our employees, our customers, and our communities.We’reproud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported.We’renotjust aboutinsurance;we’reabout making a real difference by protecting what matters most. 

The Opportunity

Aviva Canada has an exciting opportunity within ourAvivaBusiness unit. Wearehiringa Property & Casualty Underwriterto join our AtlanticBranch,andare open to candidates at both the Intermediate and Senior levels.

The successful candidate will support profitable growth through high‑quality underwriting across Core and Middle Market commercial accounts, with account size, complexity, and authority aligned to level. These accounts typically range from $7,500 to $250K in annual premium, depending on market segment and role level.

This rolepartners closelywith brokers, customers, and internal stakeholders to deliver technical underwritingexpertise, strong serviceexperiences, and sustainable portfolio performance.

👉We welcome applicants with anywhere from3toup to 10+years of insurance and/or underwriting experience. We willdeterminelevel based on experience

Whatyou’lldo

All Levels

• Qualify and underwrite new business and renewal Commercial Property & Casualtyaccounts

• Assess customer needs and risk characteristics to balancetop‑linegrowth andbottom‑lineprofitability

• Set coverage terms, conditions, and pricingin accordance withunderwriting guidelines and delegated authority

• Build andmaintainstrong relationships with brokers, customers, and internal partners

• Negotiate terms, pricing, and coverage for new business, renewals, andmid‑termchanges

• Maintain portfolio quality by monitoring loss trends, market conditions, and risk performance

• Stay current on industry trends, legal, and regulatory changes

• EffectivelyutilizeCommercial Insurance systems and tools

Intermediate Underwriter

At the Intermediate level, you will:

• Independently underwrite Core Market commercial accounts within assigned authority

• Review new business submissions and renewals, escalating more complex risks as appropriate

• Deliver responsive,solutions orientedbroker and customer service

• Contribute to market research, pricing insights, and product or coverage discussions

• Support updates to underwriting guidelines, bulletins, and procedures

• Helpidentifyemerging risk trends andparticipatein remediation strategies

• Support learning and development initiatives, including assisting with training and knowledge sharing

SeniorUnderwriter

At the Senior level, you will take on broader technical leadership and portfolio accountability, including:

• Underwriting Core and Middle Marketaccounts, including medium to complex risks, within higher authority levels

• Acting as a technical referral and escalation point for junior and intermediate underwriters

• Driving profitable growth through disciplined risk selection and portfolio management

• Providing insightonmarket trends,loss drivers, and underwriting performance

• Participating in pricing, coverage, and product enhancements and contributing to underwriting guidelines and manuals

• Mentoring and developing underwriting talent; supporting formal and informal training initiatives

• Conducting broker and insured meetings to develop new business andretainkey, profitable accounts

• Serving as a subject matter expert within the branch or region

WhatYou’llBring:  

Intermediate Candidates:

• 3+ years of Commercial P&C underwriting experience

• Post‑secondary education or equivalent experience

• CIP designation completed or in progress

• Strong communication, negotiation, and relationship‑management skills

• Comfortable working independently and collaboratively in a fast‑paced environment

SeniorCandidates:

• 7+years of Property & Casualty underwriting experience

• Post‑secondaryeducation or equivalent practical experience

• CIP or FCIP designation preferred

• Deep knowledge of underwriting philosophy, policy contracts, pricing, and risk assessment

• Expertisein one or more segments such as Construction, Contractors, Manufacturing, Wholesaling, Builders Risk,andWrapUp

• Strong presentation, facilitation, andstakeholderinfluencingcapabilities

• Ability to mentor andcoach more junior underwritersin upskilling technical knowledge.

What Makes You Stand Out(Both levels)

• Strong service orientation with asolutionsfocusedmindset

• Ability to proactivelyidentifyand pursue growth opportunities

• Professional, confident communicator who buildslongtermbroker partnerships

• Ability tothinkoutside the boxandhaswell versed underwriting acumen.

Whatyou’llget

• Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, shareplan, health benefits, personal wellness, and volunteer opportunities. 

• Hybrid flexible workmodel .

• Outstanding career development opportunities.

• We’llsupport your professional development education.

• Competitive vacation package with theoptiontopurchase5 extra days off per year. 

• Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion. 

• Corporate wellness programs to support our employees’ physical and mental health. 

Please note that we may use AI tools to help us through the recruitment process. This is a new position which has been posted internally& externally 
 
Aviva Canada has an accommodation process in place to provide accommodations foremployees with disabilities. If upon commencement of employment you requirea specificaccommodation because of a disability, please contact your Talent Acquisition Partner so thatan appropriateaccommodation can be arranged. This process applies throughout your career with Aviva Canada.