Job Description

Commercial Underwriter

Join a trusted insurance brokerage and binder holder on the KZN South Coast.

Margate, KwaZulu-Natal | R14 000 - R17 000 + medical aid + pension + annual bonus | 08:00 17:00

About Our Client

Our client is a well-established insurance brokerage and binder holder with a reputation for professionalism, integrity, and exceptional client service. Based in the KZN South Coast, they provide tailored insurance solutions to businesses and individuals while maintaining strong partnerships with leading insurers. The company offers a supportive environment where commitment and accuracy are recognised and rewarded.

The Role: Commercial Underwriter

The Commercial Underwriter will play a key role in assessing, evaluating, and administering commercial insurance policies. You'll be responsible for ensuring that underwriting processes are accurate, compliant, and efficient, while delivering a high standard of client service. Although training is available, the ideal candidate will already hold the relevant industry qualifications and regulatory requirements.

Key Responsibilities

• 2+ years' experience in commercial underwriting within a brokerage or binder environment (training can be provided if needed)

• Assess, evaluate, and underwrite commercial insurance risks within binder mandates.

• Prepare, review, and issue quotations, renewals, and endorsements

• Liaise with clients, brokers, and insurers to ensure accurate and timely policy administration

• Ensure compliance with underwriting guidelines, internal policies, and regulatory requirements

• Maintain accurate and up-to-date records across systems and files

• Assist with binder reporting and contribute to adherence to service-level agreements

• Deliver professional, timely, and client-focused service at all times

About You

• Matric (NQF Level 4) with a recognised industry qualification or higher

• Regulatory Exam 5 (RE5)

• Class of Business certification

• Continuous Professional Development (CPD) minimum 18 points per year

• Experience in commercial underwriting within a brokerage or binder environment (preferred, but not essential if willing to train)

• Strong attention to detail, accuracy, and organisational skills

• Excellent communication and interpersonal abilities

• Self-motivated, with the ability to work independently and as part of a team

• Committed, hardworking, and eager to grow within the insurance sector