The Commercial Title Insurance Underwriter is responsible for reviewing, analyzing, and underwriting complex commercial real estate transactions to determine insurability and issue title commitments and policies. This role involves assessing risk, resolving title defects, advising internal teams and clients, and ensuring compliance with underwriting guidelines, state regulations, and company standards.
•Underwrite commercial title insurance commitments, endorsements, and policies in accordance with company and regulatory guidelines.•Review and analyze title searches, surveys, recorded documents, zoning matters, easements, restrictions, and other real property issues.•Identify title defects, risks, and exceptions, and develop solutions to clear or insure over complex title matters.•Draft and approve policy exceptions, requirements, endorsements, and special underwriting provisions.•Provide underwriting guidance and technical support to escrow, closing, sales, and legal teams.•Communicate effectively with clients, attorneys, lenders, and developers regarding underwriting decisions and risk mitigation.•Interpret contracts, leases, loan documents, and other transaction related materials for underwriting purposes.•Stay current on industry trends, underwriting practices, and applicable state and federal laws.•Assist with training and mentoring staff, as needed.•Maintain accurate documentation and ensure timely issuance of commitments and policies.
High School Diploma or Bachelor’s degree strongly preferred.
•Minimum of 2+ years of experience in commercial title underwriting, real estate law, or related field.
•Strong understanding of commercial real estate transactions, including acquisitions, refinances, and development projects.•Excellent analytical, problem solving, and decision making skills.•Ability to manage multiple files and deadlines in a fast paced environment.•Strong written and verbal communication skills.•Proficiency with title production systems and underwriting tools.
Preferred Skills and Experience•Familiarity with complex endorsements and insured lender requirements•Background working with attorneys, lenders, and commercial developers•Ability to balance risk management with client focused solutions
Fidelity National Financial, Inc. (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries. Ranked #359 on the FORTUNE 500(r) list for 2023, FNF is the nation's largest title insurance company through our title insurance underwriters (Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title Insurance of New York) that collectively issue more title insurance policies than any other title company in the United States. Our mission is to advance, expand, and protect the experience of property ownership by making the safety of our customers our primary focus. We pride ourselves on being extremely customer-oriented, motivated, and quick to provide solutions for all of your title insurance needs. We strongly encourage employee ownership of company stock so our FNF family can share in our company’s continuous growth and be a valuable part of something bigger than themselves.
