Job Description

About this role:

Wells Fargo is seeking a Commercial Real Estate Underwriting Associate.The analyst will be supporting the Multifamily Capital Prescreening and Underwriting group and delivering the various product to the reviewer/onshore team as per the agreed quality.

In this role, you will:

• Participate in credit research and investigation of existing and prospective clients and counterparties under the direction of more experienced individuals within Commercial Real Estate Underwriting functional area
• Review basic issues, policies, or procedures for which answers can be quickly obtained, and are related to low to medium risk tasks and deliverables
• Receive direction from supervisor and exercise independent judgment while developing understanding of function, policies, procedures, and compliance requirements
• Collaborate and consult with Commercial Real Estate Underwriting managers, functional colleagues, and stakeholders, including internal as well as external customers
• Ability to analyze and process property financial statement and loan related documents (e.g. rent roll, historical operating statements, appraisal reports collections and budget)
• Monitoring and analyzing the property performance based on Tenants details, Property Cash Flows and provide the necessary recommendation to Prescreening/Underwriting team.
• Analyze and validate the loan documents and share all the inconsistencies to Reviewer/onshore as per the agreed procedure.
• Ability to work on multiple process and flexible to work beyond the work timelines to complete the tasks.
• Reviewing associate deals and providing timely feedback for team members.
• Closely working with Risk partners in respect to avoid/mitigate any loopholes in the process and always adhere to the company polices.
• Ability to work closely with onshore partners with respect to any escalations and resolve on ASAP basis.
• Prepare Performance Report for team members and Monthly & Weekly reports for onshore partners.
• Ability to groom new team members
• Uploading Freddie Mac and Fannie Mae closed loan documents in respective websites.
• Receives feedback openly from others post implementation of learning experience.
• Achieve/Exceed the set quality/productivity targets.
• Works with Manager in planning for the team – attrition / retention / DSO & QC lineup

Required Qualifications:

• 6+ months of Commercial Real Estate Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Overall experience in Multifamily Capital Prescreening and Pre - underwriting business.
• Underwriting mortgage experience in conventional & FHA products.
• Strong knowledge in Government Sponsored Entities (Fannie Mae and Freddie Mac) and their underwriting procedures.
• Strong Knowledge in Commercial Real Estate domain.
• Strong knowledge in 3rd party documents i.e., Appraisal, PCR, ESA, Flood Determination.
• Strong MS Excel, PPT, AI Tools are mandatory.
• Ability to accurately process high volumes of work within established deadlines
• Ability to work effectively as part of a team to meet targets
• Excellent English comprehension and written communication skills
• Flexibility towards work on different processes/assignments
• Master Degree in Accounting and Finance.
• Any professional Finance/Accounting/Economics certification would be a plus.

Posting End Date:

31 May 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.