Job Description

Maintain active Commercial Real Estate business development effort through prospect calling, referral source motivation and community involvement. Timely recording of sales and approve credits within given authority. Present credit offerings to senior management and be able to respond knowledgeably and confidently to management.

Primary responsibilities include:

• Establish and maintain relationships with sources of loan demand
• Prepare recommendations for structuring loans based on specific customer requirements
• Prepare necessary documentation to support the loan transaction process to include loan origination, structuring and execution of large, complex transactions
• Perform necessary activities associated with the generation and assessment of new loans, includes risk assessment, generating targeted returns from investments, structuring credit terms, coordinating due diligence efforts, and may be responsible for marketing
• Act as the primary contact representing the organization in key client relationships
• Coordinate efforts with internal product partners: Treasury Management, Derivatives, Capital Markets, etc.

Requirements:

• Requires 10+ years of Commercial Real Estate Relationship Management and performance management experience with ability to manage and grow significant customer portfolio
• Excellent communication and interpersonal skills and ability to develop deep meaningful relationships
• Proven sales ability with strong computer skills for recording and tracking results
• Experience with a variety of CRE asset classes

Education, Certification, and/or Other Professional Credentials:

• A Bachelor’s degree in business, with successful completion of a credit training program; MBA helpful but not required

Hours and Work Schedule
Hours per Week: 40
Work Schedule: Monday - Friday

Pay Transparency

The salary range for this position is $225,000 - $260,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, relevant skills, and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits

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Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

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Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.