Commercial Property Insurance Assessor Objective
The Commercial Property Insurance Assessor plays a critical role in the underwriting process by evaluating commercial property risks and providing professional assessments that support informed coverage decisions. This position conducts on-site and virtual property evaluations, analyzes complex risk exposures, and delivers comprehensive reports that align with underwriting guidelines, regulatory requirements, and loss prevention objectives. The role requires sound judgment, technical expertise, and effective communication with internal and external stakeholders.
Commercial Property Insurance Assessor Responsibilities
Perform professional risk assessments of commercial, industrial, and specialty properties to evaluate insurability and overall exposure.
Analyze building construction, occupancy, fire protection systems, operational practices, and maintenance standards to determine risk quality.
Identify and evaluate potential loss exposures, including fire, liability, theft, environmental, and structural risks.
Document findings through detailed narratives, photography, and data analysis to support underwriting and pricing decisions.
Commercial Property Insurance Assessor Qualifications
Required
Bachelor’s degree (or equivalent experience) in risk management, construction management, engineering, or a related field required or equivalent experience may be considered.
2–3 years of experience in commercial property inspection, risk assessment, construction, engineering, or commercial insurance.
Working knowledge of building systems, fire protection equipment, and applicable safety and regulatory standards (e.g., NFPA, OSHA).
Strong analytical, observational, and professional report-writing skills.
Proficiency with inspection software, mobile data collection tools, and Microsoft Office applications.
Demonstrated ability to manage multiple assignments, prioritize workload, and meet reporting deadlines.
Valid driver’s license with reliable transportation.
Note: This is a Hybrid position working four days in the field, and one day in the Farm Bureau Home Office (located in Lansing, Michigan) to document inspections.
Farm Bureau offers a full benefit package including medical, dental, vision, and 401K.
PM19
At Farm Bureau Insurance we’re dedicated to serving Michigan - and only Michigan.
We were founded in 1949 by Michigan farmers—members of Michigan Farm Bureau—who wanted an insurance company that worked as hard as they did, gave honest service, and cared about Michigan’s future.
Those values still guide us today and are a big reason why we are known as Michigan’s Insurance Company, dedicated to protecting the farms, families, and businesses of this great state.
Our 450 agents across Michigan provide a full range of insurance services—life, home, auto, farm, business, retirement, Lake Estate®, and more—protecting nearly 500,000 Michigan policyholders.
One of America's Best
We’re proud that we have helped thousands of Michigan families achieve financial security through our life insurance and retirement plans. In fact, we are consistently named one of the top 50 life insurance companies in America year after year, based on strength stability and outstanding financial performance. This rate, awarded by the Ward Group, recognizes Farm Bureau Life as one of the safest life insurers in America.
We are also rated Excellent by A.M. Best, one of the top monitors of the insurance industry. Nobody cares as much about protecting you, your family, and your future as we do. Read more about our ratings here.
Mission Statement: Protecting the People of Michigan from the Risks of Everyday Life
