This position may be performed at different branch locations based on office availability.
As a Commercial Loan Portfolio Manager, you will be responsible for working directly with an assigned commercial lender(s) to assist in developing new loan requests (including lines and letters of credit renewals), closing loans, following up on delinquent loans, requesting borrower financial information, performing financial analysis, and preparing periodic reviews for new and existing customers, with a portfolio risk profile consistent with Union Bank’s objectives.
You will interact directly with customers, Credit Analysts and Loan Assistants to meet or exceed the needs of the Bank’s customers. You have a key role in monitoring credit performance, working with loan review and regulatory agencies and underwriting on existing customer portfolios.
In this position, you are encouraged to develop a knowledge base of commercial lending, credit analysis and commercial loan documentation. This will consist of a combination of on-the-job, classroom, and online training.
Requirements
Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire. Throughout Union Bank’s 18 branch locations and 2 Loan Centers, our friendly employees provide personal, business, and municipal banking services, as well as asset management and retirement strategies. Union Bank is locally owned and operated, but our customers can access more than 55,000 surcharge-free ATMs worldwide and 2,500 in New England, thanks to our partnership with the Allpoint® Network. Our online and mobile banking services offer customers maximum functionality, convenience and security.
As a community bank, we understand that our success depends on the success of the communities we serve. That’s why we focus on investing in local towns, businesses, and people. For more than a century we’ve helped families buy homes and supported the growth of job-creating local businesses. Our dedication to excellent customer service has not gone unnoticed--we were named, for four years in a row, the United States Department of Agriculture’s Rural Development (USDA RD) Vermont lender of the year. Union Bank is also a Small Business Administration (SBA) Preferred Lender, and we work hard to help new and growing businesses find the financing they need to prosper and grow.
In an age when true community banks are increasingly rare, Union Bank remains committed to the traditional values that have fueled our longevity. Our employees are your neighbors and we treat everyone with the same kind of sincere, helpful service that is our trademark. We also donate time and money to a long list of local charities and community initiatives.
We invite you to take advantage of the local expertise we bring to all of our services!
Member FDIC, Equal Housing Lender
