Job Description

It’s ok if you don’t meet every requirement. At Grange, we prioritize creating a diverse, equitable and inclusive workplace. If you're enthusiastic about this role but your previous experience only partially matches qualifications in the job description, we still encourage you to apply. We believe in fostering growth and providing opportunities for continuous learning and development of skills as you progress in your career with us.

Summary: This position is responsible for achieving growth and profit objectives by appropriate risk selection, book management, business development, and agency management.

What You’ll Be Doing:

Underwriting – Select and price risks for profit and growth.

• Select new risks based on department guidelines within delegated authority utilizing appropriate forms, pricing and reinsurance where needed. File documentation should reflect logical thought process.
• Demonstrate understanding of risk exposure, classifications, and price for exposure.
• Refer viable risks outside authority once pre-underwritten demonstrating sound judgment, decision making, and file documentation.
• Possess knowledge of forms, coverage, rating plans, manuals, and company position papers.
• In conjunction with Underwriting leadership, serve as an active participant in the quality review process
• In conjunction with Actuarial, implement pricing modeling and monitor performance to model. Assure underwriting actions align with the model by measuring and monitoring pricing by individual, territory, and state.
• Maintain department service standards and respond to producer’s needs.
• Maintain technical proficiency
• Ensure that new and renewal business fits Company strategy and policies and that the underwriting process and procedures are aligned.
• Seek out new ways to improve the underwriting process.

Agency Management - execute agency management routines to build the business and gain relevance.

• Develops and manages New Business pipeline to ensure a steady stream of business opportunities.
• Manages the production, profitability, and relationships with all agencies in assigned territory.

1. Develop and execute annual success and territory plans and monitor agency performance.
2. Monitors agency results and follows up with agency as to both growth/profitability and compliance with company initiatives, procedures, risk appetite and policies. Analyzes quality, volume, mix of business and profit for assigned producers. Identifies trends in submission activity and works to meet production targets as established. Executes actions to achieve policy retention and pricing objectives. Participates in agency review process.

In collaboration with the TSM, responsible for identifying and evaluating new agency prospects and developing new agencies in the fulfillment of Middle Market growth objectives.

Serves as a resource to our agents, conducts underwriting, sales, product and process training for agencies and their staff.

Responsible for agency travel to increase producer awareness of Enterprise underwriting appetites, philosophy and product offerings maximizing time with the right agencies.

Record all agency management actions in CRM.

Must be located in the Minneapolis, MN (or surrounding area)

Territory Leadership- responsible for profit, growth, pricing, underwriting quality, and meeting service standards in assigned territory.

• Develops and implements territory plan to attract desired business and gain relevance with key agents.
• Mentors and guides less experienced underwriters.
• Monitors market conditions, develops competitive intelligence, and makes recommendations regarding new and/or existing products, programs, risk appetite, and services.

What You’ll Bring To The Company:

Bachelor’s degree or CPCU designation or comparable education and experience plus three or more years commercial multiple lines underwriting experience preferred. Must possess excellent communication, decision-making, sales and negotiation skills, PC skills and work management skills, and the ability to complete multiple tasks within set deadlines and should be willing to continue learning and updating skills. Significant travel is required to develop effective agency relations. Must be a self-starter and be able to work independently in a remote setting. Must be located in the current market or surrounding area.

The national salary range for Commercial Lines Field Underwriter : $82,310-$140,149

The expected starting salary range at Grange Insurance/Integrity Insurance for Commercial Lines Field Underwriter: $96,770-$125,690

About Us:

Grange Insurance Company, with $3.4 billion in assets and more than $1.61 billion in annual revenue, is an insurance provider founded in 1935 and based in Columbus, Ohio. Through its network of independent agents, Grange offers auto, home and business insurance protection. Grange Insurance Company and its affiliates serve policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin and holds an A.M. Best rating of "A" (Excellent).

Grange understands that life requires flexibility. We promote geographical diversity, allowing hybrid and remote options and flexibility in work hours (role dependent). In addition to competitive traditional benefits, Grange has also created unique benefits based on associate feedback, including a cultural appreciation holiday, family formation benefits, compassionate care leave, and expanded categories of bereavement leave.

Who We Are:

Grange values all the things that make us unique as human beings. We are committed to creating and supporting a workforce that reflects the richness of our differences by welcoming all backgrounds, viewpoints and lived experiences. To foster an inclusive environment, we are intentional in bringing those differences together for the good of our enterprise, associates, agents, customers, and community.

Our Associate Resource Groups help cultivate an inclusive workplace while providing professional and personal growth opportunities. Open to all associates, these voluntary groups celebrate shared experiences and perspectives across ethnicity and race, nationality, generation, gender identity, and sexual orientation. Our groups include the Multicultural Professional Network, Pride Partnership & Allies, Women's Group and Young Professionals.

Established in 2016, our Inclusive Culture Council advances professional development, networking, business value, and community outreach. Together, we create opportunities to learn from one another, encourage innovation, and build a culture where everyone can contribute and grow. 

Our commitment to inclusion is grounded in our core values: Be One Team, Deliver Excellence, Communicate Openly, Do the Right Thing and Solve Creatively for Tomorrow.

Equal Opportunity Employer

We are committed to maintaining a discrimination-free workplace in all aspects, terms and conditions of employment and welcome the unique contributions that you bring from education, opinions, culture, beliefs, race, color, religion, age, sex, national origin, handicap, disability, sexual orientation, gender identity or expression, ancestry, pregnancy, veteran status, and citizenship.