Job Description

A an Commercial & Investment bank – Payments Lawyer – Vice President in Legal Team you will provide legal advisory and transactional support to the liquidity products and services sub-vertical within its Payments business in Europe, the Middle-East and Africa (EMEA).

The Payments business within the Commercial & Investment Bank operates across multiple jurisdictions in the EMEA region and its principal activities include (a) Liquidity & Account Services, such as cash concentration, notional pooling, liquidity management accounts, (b) Treasury Services, such speciality accounts, FX, payment rails, commercial cards, (c) Digital & Design, which includes products such as Blockchain Deposits, proprietary digital deposit tokens and tokenized assets services, (d) Trade & Working Capital, which includes structured trade, core trade, export finance, risk distribution, and (e) merchant acquiring and related services.

Job Responsibilities

• providing product-aligned legal support and advice to the liquidity services businesses, advising on a wide range of product-specific queries, non-transactional matters (including conducting legal due diligence and drafting form contracts for new business) and product initiatives;

• assisting (in accordance with policies, procedures, regulatory requirements and based on internal guidance and standard operating procedures) in the documentation, negotiation and execution of liquidity transactions;

• working on group projects and initiatives and identifying and advising on related legal and regulatory issues and developments;

• pro-actively supporting the EMEA business with all necessary legal queries and being a “trusted advisor” to the relevant business stakeholders;

• building relationships with stakeholders and navigating the organization to assist the business in meeting its targets, while mitigating risk on behalf of the Bank; and

• being an active contributor to the Legal Department, participating in department-wide projects and contributing to our strategic priorities.

Required qualifications, skills and capabilities

• Qualified lawyer with 8+ years of post-qualification legal experience in England and Wales, (or qualifications in other common law jurisdiction), and relevant experience gained at an international law firm and/or leading financial institution.

• Experience in cash management, treasury services, and liquidity products specifically, is critical.

• Strong drafting, negotiation and legal analytical skills with strong attention to detail.

• Strong working understanding of regulatory matters affecting the payments businesses.

• Pragmatic, with ability to strike appropriate balance between achieving the commercial goals of the business while protecting the interests of the bank as a whole.

• Confident and proactive with excellent communication skills.

• Ability to manage competing priorities, project-manage and co-ordinate large projects, in a dynamic global environment.

• Ability to work independently on complex transactions, escalating key issues where necessary.

• Must be a qualified lawyer licensed to practice law and a member in good standing or otherwise eligible to work as a lawyer in-house in England.

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.