Job Description

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Commercial Data Analyst for the next phase of growth.

About the Role

As our Commercial Data Analyst, you will bridge the gap between commercial execution and financial strategy by reporting directly to the Head of FP&A. You will have end-to-end ownership of our Growth Scorecard, analyzing full-funnel efficiency from granular marketing campaigns to partner channel profitability. This mission critical role empowers you to act as a data-driven accelerator, ensuring our customer acquisition strategy directly scales Customer Lifetime Value.

Key responsibilities

• Architect and maintain the core Growth Scorecard to evaluate fully loaded acquisition costs and multi-channel ROI frameworks.

• Refine attribution modeling logic across multi-channel touchpoints to ensure accurate revenue credit and resource allocation.

• Design and analyze controlled experiments and A/B tests to measure the exact causal impact of commercial initiatives.

• Act as the financial controller for third-party partnerships, validating commission structures and outbound sales unit economics.

• Build predictive dashboards to track customer cohort payback periods and identify early indicators of non-default churn.

What we’re looking for

We are seeking a structured analyst who can drive alignment between our growth and finance teams by translating raw data into strategic commercial recommendations. You possess a pragmatic mindset focused on building scalable frameworks, paired with the communication skills needed to confidently challenge assumptions.

Qualifications

• Several years of experience in data analytics, business control, or growth analytics within Fintech, banking, or fast-paced digital sectors.

• Advanced technical proficiency in SQL, Excel, and business intelligence dashboards like PowerBI or AWS QuickSight.

• Deep understanding of marketing unit economics, including CAC, CLV, and cohort payback tracking.

• University degree in economics, engineering, mathematics, statistics, or a related quantitative field.

• Professional fluency in spoken and written English.

Why Qred?

This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from!

One Last Thing

This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately.

Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law.

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