Job Description

Key Responsibilities:

Product Strategy, Development & Management:

• Develop and own the end-to-end lending product strategy and roadmap (products owned by Commercial Banking).
• Maintain holistic view for all products offered to Commercial Banking customers including non-lending products
• Ensure alignment with the business unit’s strategic objectives and local market regulations.
• Leverage quantitative and qualitative data—including A/B testing, user research, and market analysis—to inform product decisions, identify customer pain points, and continuously iterate on lending product suite
• Lead a team of product managers and data analysts to drive execution of strategic products / projects, ensuring timely and effective delivery.
• Cultivate strong relationships with senior leadership, regional stakeholders, and external partners, and navigate complex stakeholder dynamics to build robust, scalable lending products
• Collaborate with Product Commercialization and other distribution team (Sales/Branch/Marketing) to define and execute comprehensive go-to-market plans for new lending products, and ongoing campaigns and incentives for existing product suite.
• Work closely with Credit and Risk and own credit-related matters to lending products
• Oversee the design and management of E2E process flows relating to the product, with clear and concise documentation and the develop a robust product / process library
• Establish clear success metrics (KPIs) for the lending portfolio and oversee the development of key performance management dashboards for senior management
• Lead engagement with key regulatory, risk, and audit stakeholders in all product development and management matters

Requirements:

• Bachelor’s degree in Finance, Business, or a related field
• Strong experience in product management, strategy or sales, preferably in financial services or fintech
• Strong interpersonal skills to collaborate effectively across departments/functions
• Experience in product and credit matters for Commercial Banking segment
• Excellent communication and presentation skills, with the ability to analysis data and provide valuable insights
• Good communication skills, written and spoken with the ability to communicate at all levels
• Planning and organizing