OCBC

Commercial Banking Credit Analyst

OCBC  •  Republic of Indonesia (Onsite)  •  2 hours ago
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Job Description

Melakukan analisa dan penilaian atas kelayakan pengajuan kredit baru, penambahan kredit maupun review berkala atas kredit yang telah diberikan dengan tepat waktu sehingga kualitas proses, pelayanan sesuai rencana kerja yang telah disepakati antara lain dengan cara:

  1. Menyelesaikan Credit Proposal bagian Credit Analis, sesuai dengan service Level Agreement (SLA).
  2. Melakukan kunjungan usaha bersama Commercial Banking Manager/ Cluster Head/ Business Head ke tempat usaha debitur atau calon debitur dalam rangka memperoleh informasi langsung, observasi dan cross check atas keadaan/ kondisi usaha dari debitur atau calon debitur terhadap laporan keuangan debitur dan keadaan makro bisnis atau ekonomi yang terkait.
  3. Memberikan rekomendasi atas kredit proposal yang diajukan oleh Marketing (RM/ Commercial Banking Manager) dan memastikan bahwa Credit Proposal yang akan di ajukan ke komite kredit telah memenuhi standar yang ditetapkan yaitu format serta informasi yang disajikan jelas, akurat dan konsisten.
  4. Memberikan masukan kepada Marketing dalam hal: format Credit Proposal yang digunakan dan penyajian Credit Proposall agar Credit Proposal yang dihasilkan menyajikan informasi yang disajikan jelas, akurat dan konsisten.
  5. Sebagai bagian dari unit Business, Credit Analyst sesuai dengan penunjukan dari Commercial Credit Analyst Manager menghadiri meeting Credit Committee dalam membahas layak atau tidaknya suatu proposal/ memo di region terkait disetujui.
  6. Melakukan aktifitas pengelolaan bisnis / operasional sesuai ketentuan yang berlaku
OCBC

About OCBC

OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.

OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Singapore, SG
Year Founded
1932
Website
ocbc.com
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