Job Description

The Commercial Banker - Subscription Lending position supports client relationship management, credit analysis, and business development efforts within Bell’s Subscription Lending and Commercial Banking teams. This role partners with current and prospective clients within the private equity, private credit, and venture capital space, while collaborating internally to provide comprehensive banking solutions.

Responsibilities

Commercial Banking

• Build and manage relationships with Bell’s customers in the private equity, private credit, and venture capital sectors.
• Participate in client meetings, industry events, and sales discussions to support both existing relationships and new business development.
• Support the growth of Bell’s Commercial & Industrial (C&I) portfolio through both specialized and traditional lending activities.
• Serve as a primary point of contact for clients, providing day-to-day support related to cash management and credit needs.
• Prepare credit approval memorandums that clearly outline risk, structure, and rationale for proposed lending solutions.
• Present credit recommendations to the banking team to support proposals to senior loan committee.
• Coordinate with internal partners, including loan coordinators and commercial relationship associates, to onboard new clients and establish accounts.
• Contribute to portfolio management activities, including ongoing reviews, performance discussions, and strategic planning initiatives.
• Support additional team and portfolio needs as required.

Subscription Lending

• Partner with the commercial banking team to identify and source new capital call facilities and subscription lending opportunities.
• Collaborate cross-functionally with Bell’s Capital Finance group to deliver comprehensive solutions at both the fund and portfolio company levels.
• Assist with transaction execution, including legal due diligence, credit structuring, and negotiation of credit agreements.

Bell Bank Culture, Policy and Accountability Standards:

• Know and live Bell Bank’s values, bottom line, customer service standards, Golden Rules, and LOCBUTN by building personal connections with customers and employees and using their names as often as possible.
• Conduct activities consistent with established Bell Bank policies, procedures and systems, the Code of Conduct, the Bank Secrecy Act and all applicable state and federal laws and regulations.
• All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
• Prompt and reliable attendance.
• Perform other duties as assigned.

Education, Experience, and Other Expectations

• Bachelor’s degree in business administration, finance, accounting, or related field; or equivalent experience.
• 2 – 4 years of credit, consumer banking, or commercial banking experience.

Knowledge, Skills, and Abilities

• General understanding of commercial lending and credit fundamentals.
• Familiarity with financial statements and loan documentation.
• Strong analytical and problem-solving skills.
• Effective written and verbal communication skills.
• Ability to manage multiple tasks and prioritize effectively.
• Strong attention to detail and organizational skills.
• Proficiency in Microsoft Office (Excel, Word, PowerPoint).
• Ability to work collaboratively across teams.