Job Description

Level: Entry
Job Location: South Richland HQ - Richland, WA 99352
Position Type: Full Time - Hourly

Education
Level: High School
Salary Range: $19.84 - $33.07 Hourly

Take a leap and join our team!
At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.
Get to know us:  About - Gesa Credit Union
Role

Summary:
Under the direction of the Collections Manager/Team Leader, the Collector I requests and pursues payment on delinquent accounts through communication with members.
What You Will Be Doing:
- Understand and demonstrate the principles of Gesa’s Mission, Vision, and Values.
- Provide informed, professional, and accurate assistance and support to all team members and membership.
- Contact members via outbound/inbound phone calls and other means of communication to negotiate account resolution and accurately input and document actions within the collection systems while maintaining company performance and productivity standards.
- May be required to support other work queues to facilitate teamwork in the department.
- Escalates calls to lead or senior team members and members of management as needed.
- Maximize the collection and/or recovery of Credit Union assets from delinquent and charged-off accounts.
- Maintain accurate and complete records of all collection and recovery activity.
- After approval from management, assign repossession of collateral to approved agents.
- Adhere to provisions as set forth in the Gesa Collections Policy and all relevant regulations.
- Ensure all bankruptcy documentation and communication is referred to the Bankruptcy Specialist in a timely manner.
- Must understand and perform Bank Secrecy Act (BSA) functions, as applicable to job responsibilities.
- Attend credit union training sessions, conferences, or seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities.
- Follow up on accounts in a timely matter according to current procedures.
- Analyze the financial situation of delinquent borrowers; make recommendations to repossess collateral when other arrangements to bring the loan current are unsuccessful.
- Testify at legal proceedings, as required.
- Stay up to date on trends in loan underwriting contributing to delinquent/charged-off loans and other pertinent areas which may impact collections.
About You:
- Ability to organize, prioritize and respond simultaneously to multiple tasks and requests.
- Ability to promote a team environment and participate in a cohesive team environment.
- Ability to effectively communicate ideas and information, both orally and in writing.
- Ability to professionally interact with members and coworkers at all times.
- Ability to refer to policy and procedures when applying information and making decisions.

QualificationsWhat You Will Need:
- One (1) to five (5) years of similar or related experience.
- High School diploma or equivalent.
- Some travel is required to complete credit union training and/or fulfill duties.
- Valid, unrestricted driver’s license
- Display courtesy, tact, and diplomacy with current and potential members, peers, and staff.
- Proficient with standard office equipment Excel, MS Word, and Outlook
Our Team Member Value Proposition:
In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:
- Competitive Pay
- Medical, Dental, Vision, and Life Insurance
- 20 days/year of Paid Time Off – Plus 10 Paid Holidays!
- 401(k) Match
- Incentive Program
- Tuition Assistance and Student Loan Repayment
- Commuter Benefits
- Paid Time Off to Volunteer in the Community
- Product discounts
- Engaging Work Environment
- Rewards and Recognition Programs
Full
Salary Range:
$19.84-$33.07
*While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications.  This approach gives room to grow within the role as your career progresses with us!"
Get wise to what’s possible with a career at Gesa. Join us!
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or hrmail@gesa.com to request an accommodation.
Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.
Selected candidate(s) must be able to pass a pre-employment credit/background check.
Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.
Equal Employment Opportunity (gesa.com)