Job Description

Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.

Job Profile Summary:

In this role, you will review, assess and approve major claims within service turnaround time and handle any ad-hoc projects which may be assigned to you. You will report to Team Lead, Claims and work closely with various stakeholders to ensure that the output is accurate and compliant to internal policy and regulatory requirement and meet service objectives.

• Deliver prudent and equitable claims decision within expected service turnaround time.
• Ensure compliance with regulatory requirements, corporate guidelines, policy wording and reinsurance terms.
• Monitor timely operational workflow management, including suspense and pending rates.
• Identify gaps and opportunities to enhance customer experience using insights from customer and distributor surveys/feedback.
• Collaborate closely with underwriters, actuarial and other business units to ensure accurate claims processing and adherence to service level agreements.
• Manage claims investigations by coordinating with loss adjusters, legal advisors, medical institutions, claimants, financial consultants to determine claims decision.
• Address claims-related inquiries, service recovery issues, complaints and appeals, assisting in resolving identified problems.
• Follow up with claimants and medical institutions on outstanding requirements for claims adjudication, providing regular updates through documented processes and effective communication.
• Participate in new product launches by assisting claims SME in reviewing product specifications, policy documents, and UAT test plans, and ensuring post-launch readiness (e.g. claim forms and internal training to claims team)

Who we are looking for:

Competencies & Personal Traits

• Team player, mature, meticulous and independent
• Good knowledge of the various types of life claims
• Able to manage deadlines
• Work well with various internal and external stakeholders

Working Experience

• At least 5 - 7 years of experience in assessment of life claims
• Previous experience in new product launch and/ or projects will be an added advantage

Professional Qualifications

• LOMA certified or equivalent

Education

• Degree with good credit in English
  

Language

• English

Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.